AI Financial Engineer.
North Charleston.
$197,000
median salary, 6% below the national average
$146,000 to $254,000. Last updated April 2026.
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Data points to own the conversation.
A AI Financial Engineer in North Charleston earns a median of $197,000 in 2026. That is 6% below the national average. The range runs from $146,000 to $254,000, and where you land depends on your experience, your skills, and how well you negotiate. Pay depends on ability to apply ML models to quantitative finance problems like risk modeling, algorithmic trading, and fraud detection.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $177,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$128,000
to $158,000
Mid (3-5 yrs)
$167,000
to $207,000
Senior (6-9 yrs)
$217,000
to $256,000
Lead (10+ yrs)
$246,000
to $305,000
Salary trend
+6% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $97,000 to the total package.
Base
$197,000
Equity
$59,000
Bonus
$26,000
Signing
$12,000
Estimated total: $294,000
How North Charleston compares
North Charleston, SC
$197,000
Cost of living: 6% below average
National Average
$210,000
North Charleston is $13,000 below
AI Financial Engineer salary by city
Salary by role in North Charleston
What you should know
Here is what the AI Financial Engineer market actually looks like in North Charleston. North Charleston is the industrial and manufacturing heart of the Lowcountry, home to Boeing's 787 Dreamliner assembly facility and the Charleston Naval Complex. The area has attracted significant defense, aerospace, and advanced manufacturing investment. Growth in logistics driven by the expanding port continues to drive employment. Pay depends on ability to apply ML models to quantitative finance problems like risk modeling, algorithmic trading, and fraud detection. Engineers combining deep finance domain expertise with advanced ML skills earn top-band compensation. Experience with real-time inference for trading systems and regulatory-compliant model development adds 20 to 30% to base salaries.
Junior quant ML engineers start at $120,000 to $150,000. AI financial engineers earn $155,000 to $210,000. Senior roles at top funds reach $250,000 to $350,000 base, and portfolio managers or heads of AI strategy at major firms command $500,000 to $1,000,000 or more in total compensation. In North Charleston, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Performance bonuses at hedge funds and trading firms can range from 50 to 200% of base salary. Equity is less common in finance but deferred compensation plans are standard. Banks offer structured bonus pools tied to desk profitability. And on the tax side: south Carolina's top income tax rate is 6.4%. North Charleston has no city income tax. The moderate state rate is offset by affordable housing and strong employer demand. When someone quotes you $197,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Highlight aerospace manufacturing experience. Boeing and defense contractors in North Charleston pay nationally competitive rates for specialized engineering skills. The range for AI Financial Engineers in North Charleston runs from $146,000 to $254,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A AI Cloud Architect in North Charleston earns $198,000 (1% more)
- The highest-paying role in North Charleston is Distinguished Engineer at $301,000
Common questions.
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