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  1. Home/
  2. Salaries/
  3. AI Insurance Pricing Engineer/
  4. Charleston

AI Insurance Pricing Engineer.

Charleston.

$122,000

median salary, 24% below the national average

$96,000 to $159,000. Last updated April 2026.

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Data points to own the conversation.

The median AI Insurance Pricing Engineer salary in Charleston is $122,000, 24% below the national average. Entry level starts near $96,000. Experienced professionals push past $159,000. Charleston is West Virginia's capital and largest city, with an economy driven by government, energy, healthcare, and chemical manufacturing. That spread is your negotiation window.

Salary range

25th Percentile

$96,000

per year

Median

$122,000

per year

75th Percentile

$159,000

per year

Where do you fall?

$96,000$159,000

Salary by experience

The gap between entry and lead level is typically $110,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$79,000

to $98,000

Mid (3-5 yrs)

$104,000

to $128,000

Senior (6-9 yrs)

$134,000

to $159,000

Lead (10+ yrs)

$153,000

to $189,000

Salary trend

+9% YoY
$86,000
2022
$94,000
2023
$103,000
2024
$112,000
2025
$122,000
2026

Total compensation

Base salary is not the full picture. Equity, bonus, and signing can add $51,000 to the total package.

Base

$122,000

Equity

$31,000

Bonus

$13,000

Signing

$7,000

Estimated total: $173,000

How Charleston compares

Charleston, WV

$122,000

Cost of living: 22% below average

National Average

$160,000

Charleston is $38,000 below

AI Insurance Pricing Engineer salary by city

AI Insurance Pricing Engineer salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$227,000$178,000 – $296,0001.38x$164,000
Honolulu, HI$214,000$167,000 – $279,0001.30x$165,000
New York, NY$213,000$166,000 – $277,0001.28x$166,000
San Francisco, CA$212,000$165,000 – $275,0001.35x$157,000
Seattle, WA$204,000$160,000 – $266,0001.24x$165,000
Washington DC, DC$200,000$156,000 – $260,0001.25x$160,000
Newark, NJ$196,000$153,000 – $255,0001.18x$166,000
Boston, MA$193,000$151,000 – $251,0001.22x$158,000
Jersey City, NJ$192,000$150,000 – $250,0001.20x$160,000
Charleston, WV$122,000$96,000 – $159,0000.78x$156,000

See all 81 cities for AI Insurance Pricing Engineer →

Salary by role in Charleston

Salary comparison by role in Charleston
RoleMedianRange
Technical Fellow$276,000$215,000 – $358,000
Senior VP of Security$270,000$211,000 – $351,000
Senior VP of Product$270,000$211,000 – $351,000
AI Insurance Pricing Engineer$122,000$96,000 – $159,000
AI Adoption Lead$122,000$91,000 – $161,000
Optical Character Recognition Engineer$122,000$93,000 – $161,000
Drone AI Engineer$122,000$93,000 – $161,000
AI Swarm Intelligence Researcher$122,000$92,000 – $157,000

What you should know

Charleston is West Virginia's capital and largest city, with an economy driven by government, energy, healthcare, and chemical manufacturing. The city offers some of the lowest living costs in the nation. Federal and state government roles provide stable employment anchors. That is the backdrop for every AI Insurance Pricing Engineer offer you will see here.

One thing people overlook: taxes. West Virginia's top income tax rate is 5.12%. Charleston has no city income tax. The very low cost of living means even moderate salaries deliver strong purchasing power. The salary on the offer letter is not the salary in your bank account. Always model your take home before you accept.

On negotiation: Benchmark against federal government pay scales. Charleston employers often align with GS grades, and understanding the federal pay system gives you negotiating leverage. The range for AI Insurance Pricing Engineers in Charleston runs from $96,000 to $159,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology

Interactive

Is your offer competitive?

Enter your AI Insurance Pricing Engineer offer to see where you stand in Charleston.

$

25th

$96,000

Median

$122,000

75th

$159,000

Considering a related role?

  • A AI Enablement & Literacy Lead in Charleston earns $123,000 (1% more)
  • The highest-paying role in Charleston is Technical Fellow at $276,000

Common questions.

Many Charleston employers are shifting toward skills based hiring for AI Insurance Pricing Engineer positions. While a degree can accelerate your path to the median salary of $122,000, demonstrated experience, certifications, and a strong portfolio carry significant weight. Candidates without degrees may start closer to $96,000 but can reach the 75th percentile with three to five years of proven results.

Lead with data: AI Insurance Pricing Engineers in Charleston earn $96,000 to $159,000, so anchoring your ask near $159,000 gives room to land at the median. Benchmark against federal government pay scales. Charleston employers often align with GS grades, and understanding the federal pay system gives you negotiating leverage. Never accept the first number without a conversation.

The national median for a AI Insurance Pricing Engineer is $156,410. In Charleston, cost of living adjustments push the median to $122,000. That discount reflects Charleston's lower housing, transportation, and everyday costs.

In 2026, the average AI Insurance Pricing Engineer salary in Charleston, WV is $122,000. The 25th percentile sits at $96,000 and the 75th percentile reaches $159,000. Where you land depends on your experience, the company's size, and the specific skills you bring.

Ask about equity structure, vesting schedule, annual bonus targets, 401(k) match, health insurance premiums, PTO policy, and remote flexibility. Total compensation often exceeds base salary by 20 to 40%. In Charleston's market, these extras can add $30,500 or more on top of the base salary.

AI Insurance Pricing Engineer salary in other cities

Virginia Beach$154,000
Washington DC$200,000
Wilmington$165,000
Wichita$131,000
Austin$162,000
Atlanta$168,000

Other salaries in Charleston

Data Scientist$100,000
Deep Learning Engineer$158,000
Data Science Manager$131,000
Data Science Director$174,000

Related

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Cite this data

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"AI Insurance Pricing Engineer Salary in Charleston, WV." Orbyt Salary Explorer, April 2026. https://www.orbytjobs.ai/salaries/ai-insurance-pricing-engineer/charleston-wv

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