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  1. Home/
  2. Salaries/
  3. AI Lending Engineer/
  4. North Charleston

AI Lending Engineer.

North Charleston.

$150,000

median salary, 6% below the national average

$118,000 to $196,000. Last updated April 2026.

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Get the job.

Data points to own the conversation.

If you are evaluating a AI Lending Engineer offer in North Charleston, SC, here is the reality: $118,000 to $196,000, with $150,000 as the midpoint. 6% below the national average. Do not accept the first number.

Salary range

25th Percentile

$118,000

per year

Median

$150,000

per year

75th Percentile

$196,000

per year

Where do you fall?

$118,000$196,000

Salary by experience

The gap between entry and lead level is typically $135,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$98,000

to $120,000

Mid (3-5 yrs)

$128,000

to $158,000

Senior (6-9 yrs)

$165,000

to $195,000

Lead (10+ yrs)

$188,000

to $233,000

Salary trend

+10% YoY
$102,000
2022
$113,000
2023
$124,000
2024
$136,000
2025
$150,000
2026

Total compensation

Base salary is not the full picture. Equity, bonus, and signing can add $74,000 to the total package.

Base

$150,000

Equity

$45,000

Bonus

$20,000

Signing

$9,000

Estimated total: $224,000

How North Charleston compares

North Charleston, SC

$150,000

Cost of living: 6% below average

National Average

$160,000

North Charleston is $10,000 below

AI Lending Engineer salary by city

AI Lending Engineer salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$223,000$174,000 – $290,0001.38x$162,000
San Francisco, CA$214,000$167,000 – $278,0001.35x$159,000
Honolulu, HI$210,000$164,000 – $273,0001.30x$162,000
New York, NY$209,000$163,000 – $272,0001.28x$163,000
Washington DC, DC$202,000$158,000 – $263,0001.25x$162,000
Arlington, VA$201,000$157,000 – $261,0001.22x$165,000
Los Angeles, CA$194,000$152,000 – $253,0001.18x$164,000
Newark, NJ$194,000$152,000 – $253,0001.18x$164,000
Boston, MA$191,000$149,000 – $249,0001.22x$157,000
North Charleston, SC$150,000$118,000 – $196,0000.94x$160,000

See all 81 cities for AI Lending Engineer →

Salary by role in North Charleston

Salary comparison by role in North Charleston
RoleMedianRange
Principal AI Research Scientist$336,000$262,000 – $436,000
Technical Fellow$336,000$262,000 – $436,000
Principal Quantitative Researcher$326,000$254,000 – $423,000
AI Lending Engineer$150,000$118,000 – $196,000
AI API Developer$150,000$114,000 – $196,000
AI Capacity Planner$150,000$114,000 – $197,000
Drone AI Engineer$150,000$114,000 – $197,000
Technical Program Manager$150,000$119,000 – $187,000

What you should know

North Charleston is the industrial and manufacturing heart of the Lowcountry, home to Boeing's 787 Dreamliner assembly facility and the Charleston Naval Complex. The area has attracted significant defense, aerospace, and advanced manufacturing investment. Growth in logistics driven by the expanding port continues to drive employment. That is the backdrop for every AI Lending Engineer offer you will see here.

One thing people overlook: taxes. South Carolina's top income tax rate is 6.4%. North Charleston has no city income tax. The moderate state rate is offset by affordable housing and strong employer demand. The salary on the offer letter is not the salary in your bank account. Always model your take home before you accept.

On negotiation: Highlight aerospace manufacturing experience. Boeing and defense contractors in North Charleston pay nationally competitive rates for specialized engineering skills. The range for AI Lending Engineers in North Charleston runs from $118,000 to $196,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology

Interactive

Is your offer competitive?

Enter your AI Lending Engineer offer to see where you stand in North Charleston.

$

25th

$118,000

Median

$150,000

75th

$196,000

Considering a related role?

  • A Machine Learning Engineer in North Charleston earns $149,000 (1% less)
  • The highest-paying role in North Charleston is Principal AI Research Scientist at $336,000

Common questions.

In 2026, the average AI Lending Engineer salary in North Charleston, SC is $150,000. The 25th percentile sits at $118,000 and the 75th percentile reaches $196,000. Where you land depends on your experience, the company's size, and the specific skills you bring.

North Charleston is the industrial and manufacturing heart of the Lowcountry, home to Boeing's 787 Dreamliner assembly facility and the Charleston Naval Complex. The area has attracted significant defense, aerospace, and advanced manufacturing investment. For AI Lending Engineers specifically, the breadth of hiring across sectors signals sustained demand. The current compensation range of $118,000 to $196,000 reflects a market that is competing for talent.

North Charleston's cost of living is near the national average. North Charleston is the industrial and manufacturing heart of the Lowcountry, home to Boeing's 787 Dreamliner assembly facility and the Charleston Naval Complex. Calculate your actual take home pay after housing, taxes, and transportation before deciding. A $150,000 salary here buys a different lifestyle than the same number in another market.

Relevant certifications can add 5 to 15% to a AI Lending Engineer's base salary in North Charleston. Industry recognized credentials signal commitment and expertise to employers. In a market where the range spans $118,000 to $196,000, certifications often bridge the gap between the 50th and 75th percentile.

In North Charleston, large enterprises typically pay AI Lending Engineers 10 to 20% more in base salary than small companies, but startups often compensate with equity that can exceed base salary value. Total compensation at top companies often doubles the base through equity and bonuses. The $118,000 to $196,000 range reflects this entire spectrum.

AI Lending Engineer compensation in North Charleston has trended upward as demand outpaces supply. The 2026 range of $118,000 to $196,000 reflects a market that rewards specialization. Candidates with high demand skills see the steepest gains.

AI Lending Engineer salary in other cities

San Francisco$214,000
Seattle$190,000
San Diego$187,000
San Jose$223,000
Salt Lake City$158,000
St. Louis$147,000

Other salaries in North Charleston

Generative AI Developer$168,000
Generative Media Engineer$142,000
Generative AI Engineer$169,000
Generative AI Product Manager$160,000

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Cite this data

Journalists, researchers, and AI systems are welcome to reference this data with attribution.

"AI Lending Engineer Salary in North Charleston, SC." Orbyt Salary Explorer, April 2026. https://www.orbytjobs.ai/salaries/ai-lending-engineer/charleston-sc-2

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