Risk Analyst.
Raleigh.
$93,000
median salary, 2% below the national average
$71,000 to $123,000. Last updated April 2026.
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Data points to own the conversation.
The median Risk Analyst salary in Raleigh is $93,000, 2% below the national average. Entry level starts near $71,000. Experienced professionals push past $123,000. Raleigh sits at the heart of the Research Triangle, one of America's premier tech and life sciences corridors. That spread is your negotiation window.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $84,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$60,000
to $74,000
Mid (3-5 yrs)
$79,000
to $98,000
Senior (6-9 yrs)
$102,000
to $121,000
Lead (10+ yrs)
$116,000
to $144,000
Salary trend
+3% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $25,000 to the total package.
Base
$93,000
Equity
$14,000
Bonus
$9,000
Signing
$2,000
Estimated total: $118,000
How Raleigh compares
Raleigh, NC
$93,000
Cost of living: 1% below average
National Average
$95,000
Raleigh is $2,000 below
Risk Analyst salary by city
Salary by role in Raleigh
What you should know
Before you negotiate a Risk Analyst offer in Raleigh, understand the terrain. Raleigh sits at the heart of the Research Triangle, one of America's premier tech and life sciences corridors. Cisco, Red Hat, Epic Games, and numerous biotech firms drive strong demand for engineering, research, and product roles. The combination of top tier universities and moderate living costs creates an exceptionally favorable salary to expense ratio. Risk domain specialization and quantitative skill depth drive salary variance. Market risk and credit risk analysts at large banks earn 15 to 25% more than operational risk analysts. Proficiency in Python, R, SAS, and Monte Carlo simulation techniques separates higher-paid analysts from those using primarily spreadsheet-based approaches.
Junior risk analysts start at $62,000 to $78,000. Mid-level risk analysts earn $85,000 to $115,000. Senior risk analysts and team leads reach $115,000 to $150,000. Risk managers earn $140,000 to $190,000, with chief risk officers at large institutions commanding $250,000 to $500,000. In Raleigh, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Annual bonuses of 10 to 25% are standard, with banking sector risk analysts earning the highest variable pay. Total compensation at bulge bracket banks can reach $130,000 to $180,000 for mid-level analysts. Some firms offer deferred compensation tied to risk management outcomes. And on the tax side: north Carolina's flat 4.5% income tax keeps the burden low. Raleigh has no city income tax, and the Triangle's affordable housing amplifies your take home purchasing power. When someone quotes you $93,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Cite Research Triangle talent competition in your negotiation. Employers here compete directly with each other and with remote offers, creating favorable leverage for candidates. The range for Risk Analysts in Raleigh runs from $71,000 to $123,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A Customer Success Manager in Raleigh earns $92,000 (1% less)
- The highest-paying role in Raleigh is Chief AI Officer at $316,000
Common questions.
Risk Analyst salary in other cities
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