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  1. Home/
  2. Salaries/
  3. Senior Payment Risk Analyst/
  4. Columbus

Senior Payment Risk Analyst.

Columbus.

$121,000

median salary, 5% below the national average

$95,000 to $157,000. Last updated April 2026.

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Data points to own the conversation.

Senior Payment Risk Analyst pay in Columbus ranges from $95,000 to $157,000 in 2026. The median is $121,000, 5% below the national average. Columbus is Ohio's largest city and a growing technology and logistics hub, home to companies like Nationwide Insurance and a major Intel semiconductor fab under construction. Every dollar in that range is negotiable if you come prepared.

Salary range

25th Percentile

$95,000

per year

Median

$121,000

per year

75th Percentile

$157,000

per year

Where do you fall?

$95,000$157,000

Salary by experience

The gap between entry and lead level is typically $109,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$79,000

to $97,000

Mid (3-5 yrs)

$103,000

to $127,000

Senior (6-9 yrs)

$133,000

to $157,000

Lead (10+ yrs)

$151,000

to $188,000

Salary trend

+5% YoY
$100,000
2022
$105,000
2023
$110,000
2024
$115,000
2025
$121,000
2026

Total compensation

Base salary is not the full picture. Equity, bonus, and signing can add $31,000 to the total package.

Base

$121,000

Equity

$18,000

Bonus

$11,000

Signing

$2,000

Estimated total: $152,000

How Columbus compares

Columbus, OH

$121,000

Cost of living: 7% below average

National Average

$128,000

Columbus is $7,000 below

Senior Payment Risk Analyst salary by city

Senior Payment Risk Analyst salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$177,000$138,000 – $229,0001.38x$128,000
San Francisco, CA$171,000$134,000 – $222,0001.35x$127,000
Honolulu, HI$166,000$130,000 – $216,0001.30x$128,000
New York, NY$165,000$129,000 – $215,0001.28x$129,000
Seattle, WA$165,000$129,000 – $214,0001.24x$133,000
Boston, MA$162,000$127,000 – $211,0001.22x$133,000
Washington DC, DC$162,000$126,000 – $210,0001.25x$130,000
Jersey City, NJ$155,000$121,000 – $201,0001.20x$129,000
Arlington, VA$153,000$120,000 – $198,0001.22x$125,000
Columbus, OH$121,000$95,000 – $157,0000.93x$130,000

See all 81 cities for Senior Payment Risk Analyst →

Salary by role in Columbus

Salary comparison by role in Columbus
RoleMedianRange
Principal AI Research Scientist$335,000$262,000 – $436,000
Senior VP of Security$322,000$251,000 – $419,000
Senior VP of Product$322,000$251,000 – $419,000
Senior Payment Risk Analyst$121,000$95,000 – $157,000
Conversational AI Developer$121,000$89,000 – $147,000
AI Climate Scientist$121,000$88,000 – $158,000
Junior Machine Learning Engineer$121,000$94,000 – $157,000
Lead Compliance Analyst$121,000$95,000 – $158,000

What you should know

Columbus is Ohio's largest city and a growing technology and logistics hub, home to companies like Nationwide Insurance and a major Intel semiconductor fab under construction. The city's large university system and low cost of living attract both startups and corporate expansions. That is the backdrop for every Senior Payment Risk Analyst offer you will see here.

One thing people overlook: taxes. Ohio's income tax tops out around 3.5%, and Columbus adds a city income tax of 2.5%. The combined rate is moderate, but the city tax applies to all who work within city limits. The salary on the offer letter is not the salary in your bank account. Always model your take home before you accept.

On negotiation: Mention Intel's new fab investment when negotiating. The semiconductor megaproject is driving salaries upward across the entire Columbus tech and engineering market. The range for Senior Payment Risk Analysts in Columbus runs from $95,000 to $157,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology

Interactive

Is your offer competitive?

Enter your Senior Payment Risk Analyst offer to see where you stand in Columbus.

$

25th

$95,000

Median

$121,000

75th

$157,000

Considering a related role?

  • A AI Value Realization Analyst in Columbus earns $122,000 (1% more)
  • The highest-paying role in Columbus is Principal AI Research Scientist at $335,000

Common questions.

The national median for a Senior Payment Risk Analyst is $130,108. In Columbus, cost of living adjustments push the median to $121,000. That discount reflects Columbus's lower housing, transportation, and everyday costs.

Columbus is Ohio's largest city and a growing technology and logistics hub, home to companies like Nationwide Insurance and a major Intel semiconductor fab under construction. The city's large university system and low cost of living attract both startups and corporate expansions. For Senior Payment Risk Analysts specifically, the median salary of $121,000 reflects that demand.

Total compensation for Senior Payment Risk Analysts typically exceeds base salary by 20 to 40% when factoring in bonuses, equity, and benefits. In Columbus's market, the base range of $95,000 to $157,000 is just the starting point for negotiation.

Columbus's cost of living is near the national average. Columbus is Ohio's largest city and a growing technology and logistics hub, home to companies like Nationwide Insurance and a major Intel semiconductor fab under construction. Calculate your actual take home pay after housing, taxes, and transportation before deciding. A $121,000 salary here buys a different lifestyle than the same number in another market.

Columbus's economy is driven by Insurance & Financial Services, Technology, Logistics, and Healthcare. Senior Payment Risk Analysts are hired across these sectors, though compensation can vary 15 to 25% between industries. Company size and funding stage also influence total packages significantly.

Ask about equity structure, vesting schedule, annual bonus targets, 401(k) match, health insurance premiums, PTO policy, and remote flexibility. Total compensation often exceeds base salary by 20 to 40%. In Columbus's market, these extras can add $30,250 or more on top of the base salary.

Many Columbus employers are shifting toward skills based hiring for Senior Payment Risk Analyst positions. While a degree can accelerate your path to the median salary of $121,000, demonstrated experience, certifications, and a strong portfolio carry significant weight. Candidates without degrees may start closer to $95,000 but can reach the 75th percentile with three to five years of proven results.

Senior Payment Risk Analyst salary in other cities

Austin$136,000
Atlanta$129,000
Anchorage$148,000
Albuquerque$116,000
Arlington$153,000
Albany$124,000

Other salaries in Columbus

HR Manager$91,000
Healthcare AI Integrator$149,000
HVAC Technician$54,000
Heavy Equipment Operator$51,000

Related

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"Senior Payment Risk Analyst Salary in Columbus, OH." Orbyt Salary Explorer, April 2026. https://www.orbytjobs.ai/salaries/senior-payment-risk-analyst/columbus-oh

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