AI Insurance Underwriting Specialist Salary.
Across 30 U.S. cities.
$155,000
national median salary
$115,000 to $205,000. Last updated April 2026.
Highest Paying
$207,000
San Francisco, CA
Best Purchasing Power
$161,000
Boston, MA
Lowest Paying
$135,000
Detroit, MI
Salary data sourced from SEC filings, H-1B Labor Condition Applications (DOL), Bureau of Labor Statistics Occupational Employment and Wage Statistics, and aggregated job postings across 50+ platforms. Ranges reflect 25th to 75th percentile for full-time positions. Cost-of-living adjustments use Bureau of Economic Analysis Regional Price Parities (2025 index). Last updated April 2026.
The average AI Insurance Underwriting Specialist salary in the United States is $155,000 in 2026, with the full range spanning $115,000 at the 25th percentile to $205,000 at the 75th. San Francisco pays the most at $207,000, while Boston offers the best purchasing power after cost-of-living adjustments. Salaries depend on the line of business and company size.
AI Insurance Underwriting Specialist salary by city
What you should know
Salaries depend on the line of business and company size. Specialists working on commercial and specialty lines earn more than those in personal lines. Actuarial credentials combined with ML skills create a premium. Insurtech startups often pay above traditional carriers.
Junior insurance data scientists start around $90,000. Mid-career AI underwriting specialists earn $140,000 to $170,000. Chief underwriting officers or heads of insurance AI at major carriers reach $230,000 to $300,000 with bonuses.
Insurance industry bonuses range from 10% to 20% of base salary. Insurtech equity can be meaningful at growth-stage companies. Traditional carriers offer strong retirement plans and comprehensive health coverage.