Risk Analyst Salary.
Across 30 U.S. cities.
$95,000
national median salary
$72,000 to $125,000. Last updated April 2026.
Highest Paying
$131,000
San Francisco, CA
Best Purchasing Power
$99,000
Miami, FL
Lowest Paying
$83,000
Indianapolis, IN
Salary data sourced from SEC filings, H-1B Labor Condition Applications (DOL), Bureau of Labor Statistics Occupational Employment and Wage Statistics, and aggregated job postings across 50+ platforms. Ranges reflect 25th to 75th percentile for full-time positions. Cost-of-living adjustments use Bureau of Economic Analysis Regional Price Parities (2025 index). Last updated April 2026.
The average Risk Analyst salary in the United States is $95,000 in 2026, with the full range spanning $72,000 at the 25th percentile to $125,000 at the 75th. San Francisco pays the most at $131,000, while Miami offers the best purchasing power after cost-of-living adjustments. Risk domain specialization and quantitative skill depth drive salary variance.
Risk Analyst salary by city
What you should know
Risk domain specialization and quantitative skill depth drive salary variance. Market risk and credit risk analysts at large banks earn 15 to 25% more than operational risk analysts. Proficiency in Python, R, SAS, and Monte Carlo simulation techniques separates higher-paid analysts from those using primarily spreadsheet-based approaches.
Junior risk analysts start at $62,000 to $78,000. Mid-level risk analysts earn $85,000 to $115,000. Senior risk analysts and team leads reach $115,000 to $150,000. Risk managers earn $140,000 to $190,000, with chief risk officers at large institutions commanding $250,000 to $500,000.
Annual bonuses of 10 to 25% are standard, with banking sector risk analysts earning the highest variable pay. Total compensation at bulge bracket banks can reach $130,000 to $180,000 for mid-level analysts. Some firms offer deferred compensation tied to risk management outcomes.