Actuary.
Los Angeles.
$144,000
median salary, 18% above the national average
$109,000 to $191,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
The median Actuary salary in Los Angeles is $144,000, 18% above the national average. Entry level starts near $109,000. Experienced professionals push past $191,000. Los Angeles blends a thriving entertainment industry with a growing tech and startup ecosystem, often called Silicon Beach. That spread is your negotiation window.
Salary range
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How Los Angeles compares
Los Angeles, CA
$144,000
Cost of living: 18% above average
National Average
$122,000
Los Angeles is $22,000 above
What you should know
Before you negotiate a Actuary offer in Los Angeles, understand the terrain. Los Angeles blends a thriving entertainment industry with a growing tech and startup ecosystem, often called Silicon Beach. The city's diverse economy spans aerospace, healthcare, fashion, and gaming. LA offers strong salaries that, while below San Francisco levels, pair with a broader lifestyle appeal and lower housing costs relative to the Bay Area. Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.
Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000. Associates (ASA) earn $90,000 to $120,000. Fellows (FSA/FCAS) reach $130,000 to $180,000. Chief actuaries and actuarial directors earn $175,000 to $280,000. Consulting principals can exceed $350,000. In Los Angeles, those numbers run higher. The cost of living here is 18% above average, and employers adjust to compete.
Base salary is not the full picture. Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. And on the tax side: california's 13.3% top state income tax rate applies to LA earners as well. There is no city income tax, but the high state rate makes take home pay lower than cities in no income tax states. When someone quotes you $144,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Highlight cross industry skills. LA employers value candidates who bridge entertainment and tech, so framing your experience across verticals can unlock higher offers. The range for Actuarys in Los Angeles runs from $109,000 to $191,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in Los Angeles
Negotiating in Los Angeles
Highlight cross industry skills. LA employers value candidates who bridge entertainment and tech, so framing your experience across verticals can unlock higher offers.