Climate Risk Analyst.
Nashville.
$92,000
median salary, at the national average
$70,000 to $122,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
A Climate Risk Analyst in Nashville earns a median of $92,000 in 2026. That is right at the national average. The range runs from $70,000 to $122,000, and where you land depends on your experience, your skills, and how well you negotiate. Quantitative modeling expertise, familiarity with TCFD and SEC climate disclosure frameworks, and experience in financial services or insurance create the largest pay premiums.
Salary range
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How Nashville compares
Nashville, TN
$92,000
Cost of living: at average
National Average
$92,000
Same as local rate
What you should know
The Climate Risk Analyst landscape in Nashville is not what most salary sites will tell you. Nashville has diversified well beyond music into healthcare, finance, and technology. The city is home to HCA Healthcare and a growing corridor of health tech startups. Nashville's moderate cost of living, combined with Tennessee's lack of state income tax on wages, makes it increasingly popular for corporate relocations and remote workers. Quantitative modeling expertise, familiarity with TCFD and SEC climate disclosure frameworks, and experience in financial services or insurance create the largest pay premiums. Analysts who can translate physical and transition climate risks into financial impact models are highly compensated.
Junior Climate Risk Analysts start at $70,000 to $82,000. Mid-level analysts with regulatory expertise earn $88,000 to $108,000. Senior Analysts and Climate Risk Managers command $110,000 to $140,000, while Directors and Heads of Climate Risk at banks exceed $165,000. In Nashville, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Analysts at financial institutions often receive bonuses of 15 to 30% based on team and individual performance. RSUs at public companies can add $10,000 to $35,000. The field's rapid growth means strong negotiating leverage for experienced candidates. And on the tax side: tennessee has no state income tax on wages or salaries. This gives Nashville workers a meaningful take home advantage over peers in states with 5 to 10% income tax rates. When someone quotes you $92,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Use the healthcare industry concentration as leverage. Nashville healthcare employers are accustomed to national pay scales and will often match or beat coastal health sector offers. The range for Climate Risk Analysts in Nashville runs from $70,000 to $122,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in Nashville
Negotiating in Nashville
Use the healthcare industry concentration as leverage. Nashville healthcare employers are accustomed to national pay scales and will often match or beat coastal health sector offers.