Climate Risk Analyst.
San Francisco.
$124,000
median salary, 35% above the national average
$95,000 to $165,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
The median Climate Risk Analyst salary in San Francisco is $124,000, 35% above the national average. Entry level starts near $95,000. Experienced professionals push past $165,000. San Francisco is the epicenter of venture capital and startup innovation, consistently producing the highest tech salaries in the nation. That spread is your negotiation window.
Salary range
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How San Francisco compares
San Francisco, CA
$124,000
Cost of living: 35% above average
National Average
$92,000
San Francisco is $32,000 above
What you should know
Before you negotiate a Climate Risk Analyst offer in San Francisco, understand the terrain. San Francisco is the epicenter of venture capital and startup innovation, consistently producing the highest tech salaries in the nation. The city's concentration of AI labs, SaaS companies, and fintech firms creates intense competition for talent. Despite remote work trends, SF still commands the steepest salary premiums for engineering and product roles. Quantitative modeling expertise, familiarity with TCFD and SEC climate disclosure frameworks, and experience in financial services or insurance create the largest pay premiums. Analysts who can translate physical and transition climate risks into financial impact models are highly compensated.
Junior Climate Risk Analysts start at $70,000 to $82,000. Mid-level analysts with regulatory expertise earn $88,000 to $108,000. Senior Analysts and Climate Risk Managers command $110,000 to $140,000, while Directors and Heads of Climate Risk at banks exceed $165,000. In San Francisco, those numbers run higher. The cost of living here is 35% above average, and employers adjust to compete.
Base salary is not the full picture. Analysts at financial institutions often receive bonuses of 15 to 30% based on team and individual performance. RSUs at public companies can add $10,000 to $35,000. The field's rapid growth means strong negotiating leverage for experienced candidates. And on the tax side: california's top marginal state income tax rate is 13.3%, the highest in the U.S. San Francisco has no additional city income tax, but overall tax burden remains steep. When someone quotes you $124,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Leverage competing offers aggressively. SF employers expect candidates to shop around, and matching or beating a rival offer is standard practice here. The range for Climate Risk Analysts in San Francisco runs from $95,000 to $165,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in San Francisco
Negotiating in San Francisco
Leverage competing offers aggressively. SF employers expect candidates to shop around, and matching or beating a rival offer is standard practice here.