Climate Risk Analyst.
St. Louis.
$83,000
median salary, 10% below the national average
$63,000 to $110,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
Climate Risk Analyst pay in St. Louis ranges from $63,000 to $110,000 in 2026. The median is $83,000, 10% below the national average. St. Every dollar in that range is negotiable if you come prepared.
Salary range
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How St. Louis compares
St. Louis, MO
$83,000
Cost of living: 10% below average
National Average
$92,000
St. Louis is $9,000 below
What you should know
Before you negotiate a Climate Risk Analyst offer in St. Louis, understand the terrain. St. Louis offers one of the most affordable major metro areas in the country, with a strong base in healthcare, financial services, and manufacturing. The region's anchor employers include Boeing, Centene, and Washington University's medical campus. A growing biotech and plant sciences corridor centered on the Cortex Innovation District is attracting new investment and talent. Quantitative modeling expertise, familiarity with TCFD and SEC climate disclosure frameworks, and experience in financial services or insurance create the largest pay premiums. Analysts who can translate physical and transition climate risks into financial impact models are highly compensated.
Junior Climate Risk Analysts start at $70,000 to $82,000. Mid-level analysts with regulatory expertise earn $88,000 to $108,000. Senior Analysts and Climate Risk Managers command $110,000 to $140,000, while Directors and Heads of Climate Risk at banks exceed $165,000. In St. Louis, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Analysts at financial institutions often receive bonuses of 15 to 30% based on team and individual performance. RSUs at public companies can add $10,000 to $35,000. The field's rapid growth means strong negotiating leverage for experienced candidates. And on the tax side: missouri's top income tax rate is about 4.8%, and St. Louis City adds a 1% earnings tax. The low base cost of living means your after tax salary still stretches further than in most metros. When someone quotes you $83,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Emphasize your willingness to work in person at Cortex or the BJC campus. St. Louis employers offer higher packages for candidates who commit to the local innovation hubs. The range for Climate Risk Analysts in St. Louis runs from $63,000 to $110,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in St. Louis
Negotiating in St. Louis
Emphasize your willingness to work in person at Cortex or the BJC campus. St. Louis employers offer higher packages for candidates who commit to the local innovation hubs.