Financial Advisor.
Austin.
$91,000
median salary, 3% above the national average
$64,000 to $129,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
Austin is 3% more expensive than the national average. For Financial Advisors, that shakes out to a median of $91,000, with the full range spanning $64,000 to $129,000. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Know the range before you walk in.
Salary range
Tap to place your salary
How Austin compares
Austin, TX
$91,000
Cost of living: 3% above average
National Average
$88,000
Austin is $3,000 above
What you should know
The Financial Advisor landscape in Austin is not what most salary sites will tell you. Austin has transformed into one of America's fastest growing tech hubs, attracting relocations from Apple, Tesla, Oracle, and Samsung. The city's combination of no state income tax, a vibrant startup scene, and a strong university pipeline makes it highly competitive. Salaries have risen sharply over the past five years, narrowing the gap with coastal cities. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.
Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Austin, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: texas has no state income tax, which can mean 5 to 10% more take home pay compared to California roles. Property taxes are above average, however, running about 1.8% of home value. When someone quotes you $91,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Use the no income tax advantage as a negotiation lever. Ask employers to match 90% of a Bay Area offer and show that your net pay will actually be higher. The range for Financial Advisors in Austin runs from $64,000 to $129,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in Austin
Negotiating in Austin
Use the no income tax advantage as a negotiation lever. Ask employers to match 90% of a Bay Area offer and show that your net pay will actually be higher.