Maritime Officer.
Indianapolis.
$75,000
median salary, 9% below the national average
$56,000 to $98,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
If you are evaluating a Maritime Officer offer in Indianapolis, IN, here is the reality: $56,000 to $98,000, with $75,000 as the midpoint. 9% below the national average. Vessel type, license grade, and trade route determine compensation. Do not accept the first number.
Salary range
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How Indianapolis compares
Indianapolis, IN
$75,000
Cost of living: 9% below average
National Average
$82,000
Indianapolis is $7,000 below
What you should know
The Maritime Officer landscape in Indianapolis is not what most salary sites will tell you. Indianapolis has a diversified economy led by healthcare, life sciences, and motorsports engineering. Eli Lilly's headquarters drives a major pharmaceutical and biotech cluster. The city's extremely affordable cost of living means that even moderate salaries deliver strong purchasing power, making it an underrated destination for professionals seeking financial stability. Vessel type, license grade, and trade route determine compensation. Officers on tankers and LNG carriers earn premiums over general cargo ships. Deep-sea international routes pay more than coastal or inland assignments, and unionized positions typically offer stronger wage scales.
Third mates and third engineers start at $55,000 to $62,000. Second officers advance to $70,000 to $85,000 with experience and additional endorsements. Chief mates earn $90,000 to $108,000, while masters and chief engineers on large vessels can reach $120,000 to $160,000. In Indianapolis, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Maritime officers receive room and board while aboard, which effectively increases total compensation by $15,000 to $25,000 annually. Union contracts often include pension contributions, medical coverage, and paid leave rotations of equal time on and off. And on the tax side: indiana has a flat 3.05% state income tax, one of the lowest in the country. Marion County adds about 2.02% in local taxes. The combined rate remains well below most major metros. When someone quotes you $75,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Benchmark against pharmaceutical industry pay scales. Eli Lilly and the biotech cluster set high compensation floors that ripple across all professional roles in Indianapolis. The range for Maritime Officers in Indianapolis runs from $56,000 to $98,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in Indianapolis
Negotiating in Indianapolis
Benchmark against pharmaceutical industry pay scales. Eli Lilly and the biotech cluster set high compensation floors that ripple across all professional roles in Indianapolis.