Risk Analyst.
Columbus.
$88,000
median salary, 7% below the national average
$67,000 to $116,000. Updated for 2026.
The numbers.
Everything you need to negotiate with confidence.
Here is what Risk Analysts actually make in Columbus: $67,000 at the 25th percentile, $88,000 at the median, and $116,000 at the 75th. That is 7% below the national average. Columbus is Ohio's largest city and a growing technology and logistics hub, home to companies like Nationwide Insurance and a major Intel semiconductor fab under construction. The number on your offer letter will depend on what you bring and how you ask.
Salary range
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How Columbus compares
Columbus, OH
$88,000
Cost of living: 7% below average
National Average
$95,000
Columbus is $7,000 below
What you should know
If you are interviewing for Risk Analyst roles in Columbus, here is what you are walking into. Columbus is Ohio's largest city and a growing technology and logistics hub, home to companies like Nationwide Insurance and a major Intel semiconductor fab under construction. The city's large university system and low cost of living attract both startups and corporate expansions. Tech salaries have been climbing as national employers establish Midwest offices. Risk domain specialization and quantitative skill depth drive salary variance. Market risk and credit risk analysts at large banks earn 15 to 25% more than operational risk analysts. Proficiency in Python, R, SAS, and Monte Carlo simulation techniques separates higher-paid analysts from those using primarily spreadsheet-based approaches.
Junior risk analysts start at $62,000 to $78,000. Mid-level risk analysts earn $85,000 to $115,000. Senior risk analysts and team leads reach $115,000 to $150,000. Risk managers earn $140,000 to $190,000, with chief risk officers at large institutions commanding $250,000 to $500,000. In Columbus, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Annual bonuses of 10 to 25% are standard, with banking sector risk analysts earning the highest variable pay. Total compensation at bulge bracket banks can reach $130,000 to $180,000 for mid-level analysts. Some firms offer deferred compensation tied to risk management outcomes. And on the tax side: ohio's income tax tops out around 3.5%, and Columbus adds a city income tax of 2.5%. The combined rate is moderate, but the city tax applies to all who work within city limits. When someone quotes you $88,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Mention Intel's new fab investment when negotiating. The semiconductor megaproject is driving salaries upward across the entire Columbus tech and engineering market. The range for Risk Analysts in Columbus runs from $67,000 to $116,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Top industries in Columbus
Negotiating in Columbus
Mention Intel's new fab investment when negotiating. The semiconductor megaproject is driving salaries upward across the entire Columbus tech and engineering market.