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  1. Home/
  2. Salary/
  3. Risk Analyst/
  4. Salt Lake City

Risk Analyst.

Salt Lake City.

$93,000

median salary, 2% below the national average

$71,000 to $123,000. Updated for 2026.

Get your playbook

The numbers.

Everything you need to negotiate with confidence.

Risk Analyst pay in Salt Lake City ranges from $71,000 to $123,000 in 2026. The median is $93,000, 2% below the national average. Salt Lake City anchors the Silicon Slopes tech corridor, home to companies like Qualtrics, Pluralsight, and Domo. Every dollar in that range is negotiable if you come prepared.

Salary range

25th Percentile

$71,000

per year

Median

$93,000

per year

75th Percentile

$123,000

per year

Tap to place your salary

$71,000$123,000

How Salt Lake City compares

Salt Lake City, UT

$93,000

Cost of living: 2% below average

National Average

$95,000

Salt Lake City is $2,000 below

What you should know

Before you negotiate a Risk Analyst offer in Salt Lake City, understand the terrain. Salt Lake City anchors the Silicon Slopes tech corridor, home to companies like Qualtrics, Pluralsight, and Domo. The region has attracted significant venture investment and tech relocations. Utah's business friendly environment, young educated workforce, and outdoor lifestyle make it a rising destination for tech professionals seeking affordability without sacrificing career growth. Risk domain specialization and quantitative skill depth drive salary variance. Market risk and credit risk analysts at large banks earn 15 to 25% more than operational risk analysts. Proficiency in Python, R, SAS, and Monte Carlo simulation techniques separates higher-paid analysts from those using primarily spreadsheet-based approaches.

Junior risk analysts start at $62,000 to $78,000. Mid-level risk analysts earn $85,000 to $115,000. Senior risk analysts and team leads reach $115,000 to $150,000. Risk managers earn $140,000 to $190,000, with chief risk officers at large institutions commanding $250,000 to $500,000. In Salt Lake City, cost of living sits near the national average, so the numbers you see are roughly what you keep.

Base salary is not the full picture. Annual bonuses of 10 to 25% are standard, with banking sector risk analysts earning the highest variable pay. Total compensation at bulge bracket banks can reach $130,000 to $180,000 for mid-level analysts. Some firms offer deferred compensation tied to risk management outcomes. And on the tax side: utah has a flat 4.65% state income tax. Salt Lake City imposes no additional city income tax. The moderate rate combined with affordable living costs results in strong net compensation. When someone quotes you $93,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Reference Silicon Slopes growth when negotiating. Local employers are increasingly matching 85 to 95% of Seattle or Bay Area salaries to compete for tech talent. The range for Risk Analysts in Salt Lake City runs from $71,000 to $123,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Top industries in Salt Lake City

Technology & SaaSHealthcareFinancial ServicesOutdoor RecreationAerospace

Negotiating in Salt Lake City

Reference Silicon Slopes growth when negotiating. Local employers are increasingly matching 85 to 95% of Seattle or Bay Area salaries to compete for tech talent.

Common questions.

Quantitative market risk and model validation roles pay the most, typically 15 to 25% above operational risk positions. Credit risk modeling at major banks also commands premium salaries. The common thread is deep quantitative skill requirements in areas like VaR modeling, stress testing, and regulatory capital.

The FRM (Financial Risk Manager) certification is the gold standard, adding 10 to 15% to base salary. The PRM (Professional Risk Manager) is also valued. CFA designation combined with FRM creates a powerful credential combination that opens doors to senior risk management and chief risk officer tracks.

Lead with data: Risk Analysts in Salt Lake City earn $71,000 to $123,000, so anchoring your ask near $123,000 gives room to land at the median. Reference Silicon Slopes growth when negotiating. Local employers are increasingly matching 85 to 95% of Seattle or Bay Area salaries to compete for tech talent. Never accept the first number without a conversation.

Utah has a flat 4.65% state income tax. Salt Lake City imposes no additional city income tax. The moderate rate combined with affordable living costs results in strong net compensation. When comparing offers across states, your take home pay matters more than the number on the offer letter. A lower salary in a no income tax state can net more than a higher one elsewhere.

Remote work has compressed geographic salary premiums for Risk Analysts. Some Salt Lake City employers offer location adjusted pay, while others maintain local rates to attract in office talent. In Salt Lake City's moderate cost market, remote and local salaries are converging. The $71,000 to $123,000 range reflects both arrangements.

Relevant certifications can add 5 to 15% to a Risk Analyst's base salary in Salt Lake City. Specifically, risk domain specialization and quantitative skill depth drive salary variance. In a market where the range spans $71,000 to $123,000, certifications often bridge the gap between the 50th and 75th percentile.

Salt Lake City's economy is driven by Technology & SaaS, Healthcare, Financial Services, and Outdoor Recreation. Risk Analysts are hired across these sectors, though compensation can vary 15 to 25% between industries. Company size and funding stage also influence total packages significantly.

Risk Analyst salary in other cities

Washington DC$119,000
Austin$98,000
Atlanta$97,000
Boston$116,000
Chicago$102,000
Charlotte$92,000

Other salaries in Salt Lake City

Account Executive$93,000
Accountant$71,000
AI Engineer$172,000
AI Product Manager$167,000

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