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  1. Home/
  2. Salary/
  3. Actuary/
  4. Portland

Actuary.

Portland.

$134,000

median salary, 10% above the national average

$101,000 to $178,000. Updated for 2026.

Get your playbook

The numbers.

Everything you need to negotiate with confidence.

If you are evaluating a Actuary offer in Portland, OR, here is the reality: $101,000 to $178,000, with $134,000 as the midpoint. 10% above the national average. Exam progress is the single most predictive salary factor for actuaries. Do not accept the first number.

Salary range

25th Percentile

$101,000

per year

Median

$134,000

per year

75th Percentile

$178,000

per year

Tap to place your salary

$101,000$178,000

How Portland compares

Portland, OR

$134,000

Cost of living: 10% above average

National Average

$122,000

Portland is $12,000 above

What you should know

Here is what the Actuary market actually looks like in Portland. Portland's tech scene is anchored by Intel's semiconductor campus and a strong cluster of sportswear and creative companies including Nike and Adidas. The city attracts professionals who value work life balance and sustainability. Salaries are moderate compared to Seattle, but the lower cost of living makes Portland a solid value proposition. Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.

Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000. Associates (ASA) earn $90,000 to $120,000. Fellows (FSA/FCAS) reach $130,000 to $180,000. Chief actuaries and actuarial directors earn $175,000 to $280,000. Consulting principals can exceed $350,000. In Portland, cost of living sits near the national average, so the numbers you see are roughly what you keep.

Base salary is not the full picture. Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. And on the tax side: oregon has no sales tax, but state income tax rates climb to 9.9%. Portland adds a local arts tax and metro supportive housing tax. Factor these into your net pay calculations. When someone quotes you $134,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Highlight your willingness to work hybrid in Portland's tech campuses. Intel, Nike, and other major employers reward in person collaboration with higher compensation bands. The range for Actuarys in Portland runs from $101,000 to $178,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Top industries in Portland

SemiconductorsSportswear & ApparelClean TechnologyCreative ServicesManufacturing

Negotiating in Portland

Highlight your willingness to work hybrid in Portland's tech campuses. Intel, Nike, and other major employers reward in person collaboration with higher compensation bands.

Common questions.

Each passed exam typically increases salary by $5,000 to $15,000, with earlier exams at the lower end and later exams commanding larger raises. The total salary increase from zero exams to full fellowship (FSA or FCAS) is approximately $50,000 to $80,000 in cumulative base salary gains.

Yes, consulting actuaries earn 10 to 25% more in base salary at equivalent credential levels. However, insurance company actuaries often receive better benefits, more predictable hours, and pension plans. The gap widens at senior levels, where consulting principals significantly outearn insurance company chief actuaries.

Entry level Actuary positions in Portland typically start near $101,000. Candidates with relevant internships, certifications, or portfolio work often negotiate closer to the median of $134,000. Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000.

In Portland, large enterprises typically pay Actuarys 10 to 20% more in base salary than small companies, but startups often compensate with equity that can exceed base salary value. Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). The $101,000 to $178,000 range reflects this entire spectrum.

Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels. In Portland, these factors can push compensation from the 25th percentile of $101,000 to the 75th percentile of $178,000 or beyond.

Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. In Portland's market, the base range of $101,000 to $178,000 is just the starting point for negotiation.

Actuary salary in other cities

Houston$118,000
Indianapolis$111,000
Kansas City$113,000
Los Angeles$144,000
Miami$137,000
Minneapolis$128,000

Other salaries in Portland

IT Project Manager$132,000
IT Security Analyst$121,000
IT Support Specialist$61,000
Ironworker$69,000

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