Actuary.
Tampa.
$116,000
median salary, 5% below the national average
$87,000 to $154,000. Last updated April 2026.
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Data points to own the conversation.
Actuary pay in Tampa ranges from $87,000 to $154,000 in 2026. The median is $116,000, 5% below the national average. Tampa's economy combines a strong financial services sector with growing tech, healthcare, and defense industries. Every dollar in that range is negotiable if you come prepared.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $105,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$75,000
to $93,000
Mid (3-5 yrs)
$99,000
to $122,000
Senior (6-9 yrs)
$128,000
to $151,000
Lead (10+ yrs)
$145,000
to $180,000
Salary trend
+4% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $33,000 to the total package.
Base
$116,000
Equity
$19,000
Bonus
$12,000
Signing
$2,000
Estimated total: $149,000
How Tampa compares
Tampa, FL
$116,000
Cost of living: 4% below average
National Average
$122,000
Tampa is $6,000 below
Actuary salary by city
Salary by role in Tampa
What you should know
If you are interviewing for Actuary roles in Tampa, here is what you are walking into. Tampa's economy combines a strong financial services sector with growing tech, healthcare, and defense industries. The city has attracted remote workers and corporate relocations seeking Florida's tax advantages. Tampa offers a favorable salary to cost of living ratio, with compensation levels that have risen significantly as the metro continues to grow. Exam progress is the single most predictive salary factor for actuaries. Each passed SOA or CAS exam adds approximately $5,000 to $15,000 in base salary. Fully credentialed fellows earn 40 to 60% more than entry-level associates. Consulting actuaries typically earn more than insurance company actuaries at equivalent experience levels.
Entry-level actuarial analysts with zero to two exams earn $65,000 to $85,000. Associates (ASA) earn $90,000 to $120,000. Fellows (FSA/FCAS) reach $130,000 to $180,000. Chief actuaries and actuarial directors earn $175,000 to $280,000. Consulting principals can exceed $350,000. In Tampa, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Exam bonuses of $2,000 to $5,000 per passed exam are standard, plus paid study time (typically 100 to 200 hours). Annual bonuses of 10 to 20% are common. Consulting firms offer higher variable pay. Many employers cover exam fees, study materials, and raise base salary with each credential milestone. And on the tax side: florida has no state income tax, which is Tampa's biggest compensation advantage. There are no local income taxes either. Property taxes and insurance costs are the main financial considerations. When someone quotes you $116,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Frame your salary expectations against the no income tax benefit. Tampa employers know candidates are factoring in the tax savings, so be explicit about how it shapes your number. The range for Actuarys in Tampa runs from $87,000 to $154,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
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Common questions.
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