AI Fintech Engineer.
Little Rock.
$160,000
median salary, 15% below the national average
$119,000 to $211,000. Last updated April 2026.
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Data points to own the conversation.
The median AI Fintech Engineer salary in Little Rock is $160,000, 15% below the national average. Entry level starts near $119,000. Experienced professionals push past $211,000. Little Rock's economy is driven by Walmart's nearby headquarters ecosystem, state government, healthcare, and logistics. That spread is your negotiation window.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $144,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$104,000
to $128,000
Mid (3-5 yrs)
$136,000
to $168,000
Senior (6-9 yrs)
$176,000
to $208,000
Lead (10+ yrs)
$200,000
to $248,000
Salary trend
+10% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $79,000 to the total package.
Base
$160,000
Equity
$48,000
Bonus
$21,000
Signing
$10,000
Estimated total: $239,000
How Little Rock compares
Little Rock, AR
$160,000
Cost of living: 18% below average
National Average
$188,000
Little Rock is $28,000 below
AI Fintech Engineer salary by city
Salary by role in Little Rock
What you should know
Before you negotiate a AI Fintech Engineer offer in Little Rock, understand the terrain. Little Rock's economy is driven by Walmart's nearby headquarters ecosystem, state government, healthcare, and logistics. The metro's extremely low cost of living means even moderate salaries deliver strong purchasing power. Tech jobs are growing as companies seek affordable alternatives to major metros. Pay scales with the revenue impact of models deployed. Engineers building real-time fraud detection, algorithmic trading, or credit risk systems at major banks and hedge funds earn significantly more. Regulatory knowledge around SOX and Basel III compliance adds further premium.
Junior ML engineers in finance start around $120,000. Senior AI fintech engineers earn $180,000 to $220,000. Quant research leads and heads of AI at financial institutions reach $300,000 to $450,000 including bonuses. In Little Rock, your dollars stretch further. Cost of living runs 18% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Finance sector bonuses often reach 25% to 50% of base salary. Hedge fund and prop trading roles may include profit-sharing. RSUs at public fintech firms add substantial long-term value. And on the tax side: arkansas has a top income tax rate of 4.4%. Little Rock has no city income tax. The combination of low taxes and very affordable housing creates one of the best net pay environments in the country. When someone quotes you $160,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Reference the Walmart and Tyson ecosystem when negotiating. Northwest Arkansas and Little Rock employers benchmark against national corporate pay scales. The range for AI Fintech Engineers in Little Rock runs from $119,000 to $211,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A AI Business Development Manager in Little Rock earns $159,000 (1% less)
- The highest-paying role in Little Rock is Chief AI Officer at $259,000
Common questions.
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