AI Fraud Detection Engineer.

Where do you fall?

Salary trend

Estimated total: $179,000

Before you negotiate a AI Fraud Detection Engineer offer in Little Rock, understand the terrain. Little Rock's economy is driven by Walmart's nearby headquarters ecosystem, state government, healthcare, and logistics. The metro's extremely low cost of living means even moderate salaries deliver strong purchasing power. Tech jobs are growing as companies seek affordable alternatives to major metros. Compensation reflects the direct financial impact of fraud prevention systems. Engineers who can build real-time transaction scoring models with low false positive rates earn premiums. Experience with graph neural networks for fraud ring detection, anomaly detection at scale, and adversarial robustness against evolving fraud tactics drives higher salaries.

Junior fraud detection engineers start at $95,000 to $115,000. Mid-level engineers building production fraud scoring systems reach $135,000 to $165,000. Senior engineers designing enterprise fraud platforms earn $170,000 to $210,000. Directors of fraud AI at financial institutions can reach $230,000 to $290,000 in total compensation. In Little Rock, your dollars stretch further. Cost of living runs 18% below the national average, which means even a median salary buys a stronger lifestyle.

Base salary is not the full picture. Performance bonuses of 15% to 25% tied to fraud loss reduction are common. Equity at fintech companies adds $20,000 to $70,000 annually. Some organizations offer bonuses based on the dollar value of fraud prevented. Benefits include financial services industry certifications and conference budgets. And on the tax side: arkansas has a top income tax rate of 4.4%. Little Rock has no city income tax. The combination of low taxes and very affordable housing creates one of the best net pay environments in the country. When someone quotes you $122,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Reference the Walmart and Tyson ecosystem when negotiating. Northwest Arkansas and Little Rock employers benchmark against national corporate pay scales. The range for AI Fraud Detection Engineers in Little Rock runs from $93,000 to $156,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

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