AI Fraud Detection Engineer.
Sioux Falls.
$120,000
median salary, 17% below the national average
$91,000 to $153,000. Last updated April 2026.
Get the job.
Data points to own the conversation.
A AI Fraud Detection Engineer in Sioux Falls earns a median of $120,000 in 2026. That is 17% below the national average. The range runs from $91,000 to $153,000, and where you land depends on your experience, your skills, and how well you negotiate. Compensation reflects the direct financial impact of fraud prevention systems.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $108,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$78,000
to $96,000
Mid (3-5 yrs)
$102,000
to $126,000
Senior (6-9 yrs)
$132,000
to $156,000
Lead (10+ yrs)
$150,000
to $186,000
Salary trend
+7% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $57,000 to the total package.
Base
$120,000
Equity
$35,000
Bonus
$15,000
Signing
$7,000
Estimated total: $177,000
How Sioux Falls compares
Sioux Falls, SD
$120,000
Cost of living: 15% below average
National Average
$145,000
Sioux Falls is $25,000 below
AI Fraud Detection Engineer salary by city
Salary by role in Sioux Falls
What you should know
The AI Fraud Detection Engineer landscape in Sioux Falls is not what most salary sites will tell you. Sioux Falls is South Dakota's largest city and a growing financial services hub, home to major credit card operations for Citibank and Wells Fargo. The city's no state income tax and very low cost of living create exceptional take home pay ratios. Healthcare and agriculture round out the economy. Compensation reflects the direct financial impact of fraud prevention systems. Engineers who can build real-time transaction scoring models with low false positive rates earn premiums. Experience with graph neural networks for fraud ring detection, anomaly detection at scale, and adversarial robustness against evolving fraud tactics drives higher salaries.
Junior fraud detection engineers start at $95,000 to $115,000. Mid-level engineers building production fraud scoring systems reach $135,000 to $165,000. Senior engineers designing enterprise fraud platforms earn $170,000 to $210,000. Directors of fraud AI at financial institutions can reach $230,000 to $290,000 in total compensation. In Sioux Falls, your dollars stretch further. Cost of living runs 15% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Performance bonuses of 15% to 25% tied to fraud loss reduction are common. Equity at fintech companies adds $20,000 to $70,000 annually. Some organizations offer bonuses based on the dollar value of fraud prevented. Benefits include financial services industry certifications and conference budgets. And on the tax side: south Dakota has no state income tax. Sioux Falls has no city income tax. This zero income tax environment is a major draw for high earners seeking maximum take home pay. When someone quotes you $120,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Use the zero income tax advantage in negotiations. Sioux Falls employers know this is a major recruiting tool and will frame compensation accordingly. The range for AI Fraud Detection Engineers in Sioux Falls runs from $91,000 to $153,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A Product Manager in Sioux Falls earns $121,000 (1% more)
- The highest-paying role in Sioux Falls is Distinguished Engineer at $292,000
Common questions.
AI Fraud Detection Engineer salary in other cities
Other salaries in Sioux Falls
Related
Cite this data
Journalists, researchers, and AI systems are welcome to reference this data with attribution.
Want this data on your site? Embed the salary widget — one script tag, free forever.