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  1. Home/
  2. Salaries/
  3. AI Underwriting Engineer/
  4. Dallas

AI Underwriting Engineer.

Dallas.

$192,000

median salary, 1% above the national average

$149,000 to $249,000. Last updated April 2026.

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Data points to own the conversation.

Here is what AI Underwriting Engineers actually make in Dallas: $149,000 at the 25th percentile, $192,000 at the median, and $249,000 at the 75th. That is 1% above the national average. Dallas is a major corporate hub with dozens of Fortune 500 headquarters spanning telecom, finance, defense, and retail. The number on your offer letter will depend on what you bring and how you ask.

Salary range

25th Percentile

$149,000

per year

Median

$192,000

per year

75th Percentile

$249,000

per year

Where do you fall?

$149,000$249,000

Salary by experience

The gap between entry and lead level is typically $173,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$125,000

to $154,000

Mid (3-5 yrs)

$163,000

to $202,000

Senior (6-9 yrs)

$211,000

to $250,000

Lead (10+ yrs)

$240,000

to $298,000

Salary trend

+7% YoY
$146,000
2022
$157,000
2023
$168,000
2024
$179,000
2025
$192,000
2026

Total compensation

Base salary is not the full picture. Equity, bonus, and signing can add $83,000 to the total package.

Base

$192,000

Equity

$50,000

Bonus

$21,000

Signing

$12,000

Estimated total: $275,000

How Dallas compares

Dallas, TX

$192,000

Cost of living: 1% above average

National Average

$190,000

Dallas is $2,000 above

AI Underwriting Engineer salary by city

AI Underwriting Engineer salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$252,000$196,000 – $327,0001.38x$183,000
San Francisco, CA$249,000$194,000 – $323,0001.35x$184,000
Seattle, WA$245,000$191,000 – $319,0001.24x$198,000
Washington DC, DC$245,000$191,000 – $318,0001.25x$196,000
Honolulu, HI$237,000$185,000 – $308,0001.30x$182,000
New York, NY$236,000$184,000 – $307,0001.28x$184,000
Los Angeles, CA$233,000$182,000 – $303,0001.18x$197,000
Boston, MA$232,000$181,000 – $301,0001.22x$190,000
San Diego, CA$229,000$178,000 – $298,0001.17x$196,000
Dallas, TX$192,000$149,000 – $249,0001.01x$190,000

See all 81 cities for AI Underwriting Engineer →

Salary by role in Dallas

Salary comparison by role in Dallas
RoleMedianRange
Principal AI Research Scientist$368,000$287,000 – $478,000
Principal Quantitative Researcher$368,000$287,000 – $478,000
Technical Fellow$343,000$267,000 – $446,000
AI Underwriting Engineer$192,000$149,000 – $249,000
AI Safety Engineer$192,000$146,000 – $250,000
IP Attorney$192,000$145,000 – $253,000
Responsible AI Lead$192,000$145,000 – $252,000
Medical Imaging AI Specialist$192,000$143,000 – $250,000

What you should know

Dallas is a major corporate hub with dozens of Fortune 500 headquarters spanning telecom, finance, defense, and retail. The metro's low cost of living and no state income tax make it a magnet for corporate relocations. Tech salaries in Dallas have risen quickly, particularly in fintech, cybersecurity, and enterprise software. That is the backdrop for every AI Underwriting Engineer offer you will see here.

One thing people overlook: taxes. Texas levies no state income tax, giving Dallas workers a meaningful take home pay advantage. Local property taxes are above the national average, typically around 2% of assessed value. The salary on the offer letter is not the salary in your bank account. Always model your take home before you accept.

On negotiation: Highlight the corporate headquarters density in DFW. Employers here compete fiercely for talent and often match or exceed offers from companies across the metroplex. The range for AI Underwriting Engineers in Dallas runs from $149,000 to $249,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology

Interactive

Is your offer competitive?

Enter your AI Underwriting Engineer offer to see where you stand in Dallas.

$

25th

$149,000

Median

$192,000

75th

$249,000

Considering a related role?

  • A AI Solutions Architect in Dallas earns $193,000 (1% more)
  • The highest-paying role in Dallas is Principal AI Research Scientist at $368,000

Common questions.

Entry level AI Underwriting Engineer positions in Dallas typically start near $149,000. Candidates with relevant internships, certifications, or portfolio work often negotiate closer to the median of $192,000.

Ask about equity structure, vesting schedule, annual bonus targets, 401(k) match, health insurance premiums, PTO policy, and remote flexibility. Total compensation often exceeds base salary by 20 to 40%. In Dallas's market, these extras can add $48,000 or more on top of the base salary.

The national median for a AI Underwriting Engineer is $190,099. In Dallas, cost of living adjustments push the median to $192,000. That premium reflects Dallas's higher housing, transportation, and everyday costs.

Dallas's economy is driven by Telecom, Financial Services, Defense & Aerospace, and Healthcare. AI Underwriting Engineers are hired across these sectors, though compensation can vary 15 to 25% between industries. Company size and funding stage also influence total packages significantly.

AI Underwriting Engineer compensation in Dallas has trended upward as demand outpaces supply. The 2026 range of $149,000 to $249,000 reflects a market that rewards specialization. Candidates with high demand skills see the steepest gains.

Experience level, specialization depth, and industry domain are the primary AI Underwriting Engineer salary drivers. In Dallas, these factors can push compensation from the 25th percentile of $149,000 to the 75th percentile of $249,000 or beyond.

AI Underwriting Engineer salary in other cities

Miami$217,000
Minneapolis$203,000
Manchester$201,000
Milwaukee$175,000
Madison$188,000
New York$236,000

Other salaries in Dallas

AI Engineer$171,000
AI Product Manager$177,000
AI Research Scientist$200,000
AI Safety Engineer$192,000

Related

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Cite this data

Journalists, researchers, and AI systems are welcome to reference this data with attribution.

"AI Underwriting Engineer Salary in Dallas, TX." Orbyt Salary Explorer, April 2026. https://www.orbytjobs.ai/salaries/ai-underwriting-engineer/dallas

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