Climate Risk Analyst.
Sioux Falls.
$78,000
median salary, 15% below the national average
$60,000 to $104,000. Last updated April 2026.
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Data points to own the conversation.
Here is what Climate Risk Analysts actually make in Sioux Falls: $60,000 at the 25th percentile, $78,000 at the median, and $104,000 at the 75th. That is 15% below the national average. Sioux Falls is South Dakota's largest city and a growing financial services hub, home to major credit card operations for Citibank and Wells Fargo. The number on your offer letter will depend on what you bring and how you ask.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $70,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$51,000
to $62,000
Mid (3-5 yrs)
$66,000
to $82,000
Senior (6-9 yrs)
$86,000
to $101,000
Lead (10+ yrs)
$98,000
to $121,000
Salary trend
+3% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $17,000 to the total package.
Base
$78,000
Equity
$9,000
Bonus
$6,000
Signing
$2,000
Estimated total: $95,000
How Sioux Falls compares
Sioux Falls, SD
$78,000
Cost of living: 15% below average
National Average
$92,000
Sioux Falls is $14,000 below
Climate Risk Analyst salary by city
Salary by role in Sioux Falls
What you should know
If you are interviewing for Climate Risk Analyst roles in Sioux Falls, here is what you are walking into. Sioux Falls is South Dakota's largest city and a growing financial services hub, home to major credit card operations for Citibank and Wells Fargo. The city's no state income tax and very low cost of living create exceptional take home pay ratios. Healthcare and agriculture round out the economy. Quantitative modeling expertise, familiarity with TCFD and SEC climate disclosure frameworks, and experience in financial services or insurance create the largest pay premiums. Analysts who can translate physical and transition climate risks into financial impact models are highly compensated.
Junior Climate Risk Analysts start at $70,000 to $82,000. Mid-level analysts with regulatory expertise earn $88,000 to $108,000. Senior Analysts and Climate Risk Managers command $110,000 to $140,000, while Directors and Heads of Climate Risk at banks exceed $165,000. In Sioux Falls, your dollars stretch further. Cost of living runs 15% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Analysts at financial institutions often receive bonuses of 15 to 30% based on team and individual performance. RSUs at public companies can add $10,000 to $35,000. The field's rapid growth means strong negotiating leverage for experienced candidates. And on the tax side: south Dakota has no state income tax. Sioux Falls has no city income tax. This zero income tax environment is a major draw for high earners seeking maximum take home pay. When someone quotes you $78,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Use the zero income tax advantage in negotiations. Sioux Falls employers know this is a major recruiting tool and will frame compensation accordingly. The range for Climate Risk Analysts in Sioux Falls runs from $60,000 to $104,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
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- A Operations Manager in Sioux Falls earns $77,000 (1% less)
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Common questions.
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