Fintech Product Manager.
Sioux Falls.
$136,000
median salary, 16% below the national average
$103,000 to $178,000. Last updated April 2026.
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Data points to own the conversation.
Here is what Fintech Product Managers actually make in Sioux Falls: $103,000 at the 25th percentile, $136,000 at the median, and $178,000 at the 75th. That is 16% below the national average. Sioux Falls is South Dakota's largest city and a growing financial services hub, home to major credit card operations for Citibank and Wells Fargo. The number on your offer letter will depend on what you bring and how you ask.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $123,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$88,000
to $109,000
Mid (3-5 yrs)
$116,000
to $143,000
Senior (6-9 yrs)
$150,000
to $177,000
Lead (10+ yrs)
$170,000
to $211,000
Salary trend
+5% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $34,000 to the total package.
Base
$136,000
Equity
$19,000
Bonus
$12,000
Signing
$3,000
Estimated total: $170,000
How Sioux Falls compares
Sioux Falls, SD
$136,000
Cost of living: 15% below average
National Average
$162,000
Sioux Falls is $26,000 below
Fintech Product Manager salary by city
Salary by role in Sioux Falls
What you should know
Before you negotiate a Fintech Product Manager offer in Sioux Falls, understand the terrain. Sioux Falls is South Dakota's largest city and a growing financial services hub, home to major credit card operations for Citibank and Wells Fargo. The city's no state income tax and very low cost of living create exceptional take home pay ratios. Healthcare and agriculture round out the economy. Domain expertise at the intersection of finance and technology drives the highest salaries. Product managers who understand payment rails, lending regulations, or banking APIs earn 15 to 25% more than general PMs. Experience at high-growth fintech companies with strong brand recognition also commands premium offers from competitors.
Associate product managers in fintech start at $95,000 to $120,000. Mid-level PMs earn $130,000 to $170,000. Senior PMs reach $165,000 to $220,000. Directors of product earn $200,000 to $280,000. VP of Product at established fintechs commands $260,000 to $380,000 in total compensation. In Sioux Falls, your dollars stretch further. Cost of living runs 15% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Equity grants are significant, typically worth $30,000 to $100,000 annually at growth-stage fintechs, with potential upside at pre-IPO companies. Annual bonuses of 10 to 20% are tied to product KPIs like revenue growth, user adoption, and feature launch velocity. And on the tax side: south Dakota has no state income tax. Sioux Falls has no city income tax. This zero income tax environment is a major draw for high earners seeking maximum take home pay. When someone quotes you $136,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Use the zero income tax advantage in negotiations. Sioux Falls employers know this is a major recruiting tool and will frame compensation accordingly. The range for Fintech Product Managers in Sioux Falls runs from $103,000 to $178,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A Healthcare AI Integrator in Sioux Falls earns $137,000 (1% more)
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