Firefighter / EMT.
Des Moines.
$46,000
median salary, 13% below the national average
$35,000 to $61,000. Last updated April 2026.
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Data points to own the conversation.
The median Firefighter / EMT salary in Des Moines is $46,000, 13% below the national average. Entry level starts near $35,000. Experienced professionals push past $61,000. Des Moines is a major insurance and financial services hub, home to Principal Financial, EMC Insurance, and a growing fintech community. That spread is your negotiation window.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $41,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$30,000
to $37,000
Mid (3-5 yrs)
$39,000
to $48,000
Senior (6-9 yrs)
$51,000
to $60,000
Lead (10+ yrs)
$58,000
to $71,000
Salary trend
+7% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $13,000 to the total package.
Base
$46,000
Equity
$7,000
Bonus
$5,000
Signing
$1,000
Estimated total: $59,000
How Des Moines compares
Des Moines, IA
$46,000
Cost of living: 14% below average
National Average
$53,000
Des Moines is $7,000 below
Firefighter / EMT salary by city
Salary by role in Des Moines
What you should know
If you are interviewing for Firefighter / EMT roles in Des Moines, here is what you are walking into. Des Moines is a major insurance and financial services hub, home to Principal Financial, EMC Insurance, and a growing fintech community. The metro's extremely low cost of living and strong job market make it one of the best value cities for finance professionals. Tech employment is growing as insurtech companies expand. Geographic location and department type create the largest pay differences. Urban departments in high-cost metros pay 40 to 60% more than rural volunteer or small-town departments. Paramedic certification, hazmat specialization, and technical rescue qualifications add meaningful premiums. Union representation strongly influences base pay and overtime rules.
Probationary firefighters start at $40,000 to $48,000. Senior firefighters and paramedics earn $53,000 to $70,000 after four to six years. Lieutenants reach $65,000 to $85,000, captains earn $75,000 to $100,000, and battalion chiefs earn $95,000 to $130,000. In Des Moines, your dollars stretch further. Cost of living runs 14% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Overtime and specialty pay can add 20 to 40% to base salary through Kelly Day scheduling and mandatory overtime. Pension benefits are among the strongest in public service, with many departments offering retirement at 50 to 55 with 50 to 70% salary replacement. Health coverage is typically comprehensive. And on the tax side: iowa has a flat 3.8% state income tax. Des Moines has no city income tax. The low tax rate and affordable housing create strong purchasing power. When someone quotes you $46,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Benchmark against national insurance industry pay scales. Des Moines insurance employers must compete with remote offers from larger metros and will often match. The range for Firefighter / EMTs in Des Moines runs from $35,000 to $61,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
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Common questions.
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