Intelligence AI Analyst.
Jersey City.
$143,000
median salary, 21% above the national average
$103,000 to $188,000. Last updated April 2026.
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Data points to own the conversation.
Here is what Intelligence AI Analysts actually make in Jersey City: $103,000 at the 25th percentile, $143,000 at the median, and $188,000 at the 75th. That is 21% above the national average. Jersey City has become a major financial technology hub, with Goldman Sachs, JP Morgan, and numerous fintech startups establishing offices. The number on your offer letter will depend on what you bring and how you ask.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $129,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$93,000
to $114,000
Mid (3-5 yrs)
$122,000
to $150,000
Senior (6-9 yrs)
$157,000
to $186,000
Lead (10+ yrs)
$179,000
to $222,000
Salary trend
+6% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $42,000 to the total package.
Base
$143,000
Equity
$24,000
Bonus
$15,000
Signing
$3,000
Estimated total: $185,000
How Jersey City compares
Jersey City, NJ
$143,000
Cost of living: 20% above average
National Average
$118,000
Jersey City is $25,000 above
Intelligence AI Analyst salary by city
Salary by role in Jersey City
What you should know
If you are interviewing for Intelligence AI Analyst roles in Jersey City, here is what you are walking into. Jersey City has become a major financial technology hub, with Goldman Sachs, JP Morgan, and numerous fintech startups establishing offices. The city offers Manhattan-adjacent salaries with slightly lower costs. Tech employment has surged as companies seek NYC-area talent at reduced overhead. Compensation reflects the combination of intelligence analysis expertise and AI tool proficiency. Analysts who can leverage ML for pattern recognition, OSINT analysis, and geospatial intelligence earn premiums over traditional analysts. Security clearance level is a major salary driver. Experience with NLP for multi-language intelligence processing adds significant value.
Junior intelligence AI analysts start at $75,000 to $90,000. Mid-level analysts with deployed AI tools reach $110,000 to $135,000. Senior analysts leading AI-augmented intelligence programs earn $140,000 to $175,000. Directors of AI intelligence at agencies or contractors can reach $190,000 to $240,000 in total compensation. In Jersey City, those numbers run higher. The cost of living here is 20% above average, and employers adjust to compete.
Base salary is not the full picture. Government civilian positions (GS-13 to GS-15) include pension, TSP matching, and generous leave policies. Contractor positions offer 10% to 15% bonuses and potentially higher base salaries. Retention bonuses for cleared analysts range from $5,000 to $20,000. Some agencies offer student loan repayment programs. And on the tax side: new Jersey's top income tax rate is 10.75%. Jersey City has a payroll tax but no separate city income tax. The high state rate makes salary negotiation especially important. When someone quotes you $143,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Benchmark against NYC salaries. Jersey City employers offer 90 to 95% of Manhattan pay, and the lower commuting costs can make it a net positive. The range for Intelligence AI Analysts in Jersey City runs from $103,000 to $188,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A Physician Assistant in Jersey City earns $144,000 (1% more)
- The highest-paying role in Jersey City is Distinguished Engineer at $384,000
Common questions.
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