Predictive Modeling Specialist.
Jersey City.
$177,000
median salary, 22% above the national average
$135,000 to $235,000. Last updated April 2026.
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Data points to own the conversation.
The median Predictive Modeling Specialist salary in Jersey City is $177,000, 22% above the national average. Entry level starts near $135,000. Experienced professionals push past $235,000. Jersey City has become a major financial technology hub, with Goldman Sachs, JP Morgan, and numerous fintech startups establishing offices. That spread is your negotiation window.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $159,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$115,000
to $142,000
Mid (3-5 yrs)
$150,000
to $186,000
Senior (6-9 yrs)
$195,000
to $230,000
Lead (10+ yrs)
$221,000
to $274,000
Salary trend
+4% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $39,000 to the total package.
Base
$177,000
Equity
$21,000
Bonus
$14,000
Signing
$4,000
Estimated total: $216,000
How Jersey City compares
Jersey City, NJ
$177,000
Cost of living: 20% above average
National Average
$145,000
Jersey City is $32,000 above
Predictive Modeling Specialist salary by city
Salary by role in Jersey City
What you should know
Before you negotiate a Predictive Modeling Specialist offer in Jersey City, understand the terrain. Jersey City has become a major financial technology hub, with Goldman Sachs, JP Morgan, and numerous fintech startups establishing offices. The city offers Manhattan-adjacent salaries with slightly lower costs. Tech employment has surged as companies seek NYC-area talent at reduced overhead. Predictive modeling specialists earn salaries driven by the business value of their models and the complexity of domains they work in. Insurance, credit risk, and demand forecasting roles pay the highest premiums. Specialists who can quantify the ROI of their models in dollar terms negotiate 10 to 20% above standard offers.
Junior predictive modelers earn $110,000 to $130,000. Mid-level specialists with domain expertise reach $145,000 to $192,000. Senior modelers and lead scientists earn $200,000 to $260,000, while chief analytics officers and VP-level roles can command $280,000 to $380,000. In Jersey City, those numbers run higher. The cost of living here is 20% above average, and employers adjust to compete.
Base salary is not the full picture. Financial services firms offer bonuses of 20 to 35% tied to model performance and business impact. Tech companies substitute equity worth 15 to 25% of base salary. Some insurers and lenders offer model performance bonuses based on predictive accuracy improvements. And on the tax side: new Jersey's top income tax rate is 10.75%. Jersey City has a payroll tax but no separate city income tax. The high state rate makes salary negotiation especially important. When someone quotes you $177,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Benchmark against NYC salaries. Jersey City employers offer 90 to 95% of Manhattan pay, and the lower commuting costs can make it a net positive. The range for Predictive Modeling Specialists in Jersey City runs from $135,000 to $235,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A AI Analytics Engineer in Jersey City earns $176,000 (1% less)
- The highest-paying role in Jersey City is Distinguished Engineer at $384,000
Common questions.
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