Program Manager.
Des Moines.
$133,000
median salary, 12% below the national average
$104,000 to $174,000. Last updated April 2026.
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Data points to own the conversation.
Program Manager pay in Des Moines ranges from $104,000 to $174,000 in 2026. The median is $133,000, 12% below the national average. Des Moines is a major insurance and financial services hub, home to Principal Financial, EMC Insurance, and a growing fintech community. Every dollar in that range is negotiable if you come prepared.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $120,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$86,000
to $106,000
Mid (3-5 yrs)
$113,000
to $140,000
Senior (6-9 yrs)
$146,000
to $173,000
Lead (10+ yrs)
$166,000
to $206,000
Salary trend
+4% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $34,000 to the total package.
Base
$133,000
Equity
$19,000
Bonus
$12,000
Signing
$3,000
Estimated total: $167,000
How Des Moines compares
Des Moines, IA
$133,000
Cost of living: 14% below average
National Average
$152,000
Des Moines is $19,000 below
Program Manager salary by city
Salary by role in Des Moines
What you should know
If you are interviewing for Program Manager roles in Des Moines, here is what you are walking into. Des Moines is a major insurance and financial services hub, home to Principal Financial, EMC Insurance, and a growing fintech community. The metro's extremely low cost of living and strong job market make it one of the best value cities for finance professionals. Tech employment is growing as insurtech companies expand. Portfolio complexity and the number of concurrent workstreams are the strongest predictors of program manager pay. Industry matters significantly: defense and healthcare program managers earn 15 to 25% premiums due to regulatory overhead. PMP certification and experience managing budgets above $10 million further widen the range.
Associate program managers start around $90,000 to $110,000. Mid-level program managers earn $130,000 to $165,000, while senior and principal program managers reach $175,000 to $220,000. Directors of program management can exceed $240,000 in total compensation at large enterprises. In Des Moines, your dollars stretch further. Cost of living runs 14% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Annual bonuses of 10 to 20% are standard, often tied to milestone delivery and budget adherence. RSUs are common at tech firms, adding $20,000 to $60,000 annually at senior levels. And on the tax side: iowa has a flat 3.8% state income tax. Des Moines has no city income tax. The low tax rate and affordable housing create strong purchasing power. When someone quotes you $133,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Benchmark against national insurance industry pay scales. Des Moines insurance employers must compete with remote offers from larger metros and will often match. The range for Program Managers in Des Moines runs from $104,000 to $174,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A AI Enablement & Literacy Lead in Des Moines earns $132,000 (1% less)
- The highest-paying role in Des Moines is Chief AI Officer at $277,000
Common questions.
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