Risk Analyst.
Boulder.
$111,000
median salary, 17% above the national average
$84,000 to $147,000. Last updated April 2026.
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Data points to own the conversation.
Risk Analyst pay in Boulder ranges from $84,000 to $147,000 in 2026. The median is $111,000, 17% above the national average. Boulder is one of America's most concentrated startup hubs per capita, with a strong presence in aerospace, natural products, and technology. Every dollar in that range is negotiable if you come prepared.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $100,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$72,000
to $89,000
Mid (3-5 yrs)
$94,000
to $117,000
Senior (6-9 yrs)
$122,000
to $144,000
Lead (10+ yrs)
$139,000
to $172,000
Salary trend
+3% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $30,000 to the total package.
Base
$111,000
Equity
$17,000
Bonus
$11,000
Signing
$2,000
Estimated total: $141,000
How Boulder compares
Boulder, CO
$111,000
Cost of living: 15% above average
National Average
$95,000
Boulder is $16,000 above
Risk Analyst salary by city
Salary by role in Boulder
What you should know
Before you negotiate a Risk Analyst offer in Boulder, understand the terrain. Boulder is one of America's most concentrated startup hubs per capita, with a strong presence in aerospace, natural products, and technology. The University of Colorado and national labs like NIST and NOAA drive research employment. Outdoor lifestyle attracts top talent willing to accept slightly lower salaries. Risk domain specialization and quantitative skill depth drive salary variance. Market risk and credit risk analysts at large banks earn 15 to 25% more than operational risk analysts. Proficiency in Python, R, SAS, and Monte Carlo simulation techniques separates higher-paid analysts from those using primarily spreadsheet-based approaches.
Junior risk analysts start at $62,000 to $78,000. Mid-level risk analysts earn $85,000 to $115,000. Senior risk analysts and team leads reach $115,000 to $150,000. Risk managers earn $140,000 to $190,000, with chief risk officers at large institutions commanding $250,000 to $500,000. In Boulder, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Annual bonuses of 10 to 25% are standard, with banking sector risk analysts earning the highest variable pay. Total compensation at bulge bracket banks can reach $130,000 to $180,000 for mid-level analysts. Some firms offer deferred compensation tied to risk management outcomes. And on the tax side: colorado has a flat 4.4% state income tax. Boulder has no additional city income tax. The moderate rate combined with high quality of life makes it competitive despite higher housing costs. When someone quotes you $111,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Reference the startup density. Boulder employers compete fiercely for talent and often offer equity packages that rival larger metros. Negotiate total compensation, not just base. The range for Risk Analysts in Boulder runs from $84,000 to $147,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A ESG Analyst in Boulder earns $110,000 (1% less)
- The highest-paying role in Boulder is Distinguished Engineer at $368,000
Common questions.
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