Risk Analyst.
Virginia Beach.
$91,000
median salary, 4% below the national average
$69,000 to $120,000. Last updated April 2026.
Get the job.
Data points to own the conversation.
Virginia Beach is 2% cheaper than the national average. For Risk Analysts, that shakes out to a median of $91,000, with the full range spanning $69,000 to $120,000. Risk domain specialization and quantitative skill depth drive salary variance. Know the range before you walk in.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $82,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$59,000
to $73,000
Mid (3-5 yrs)
$77,000
to $96,000
Senior (6-9 yrs)
$100,000
to $118,000
Lead (10+ yrs)
$114,000
to $141,000
Salary trend
+3% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $25,000 to the total package.
Base
$91,000
Equity
$14,000
Bonus
$9,000
Signing
$2,000
Estimated total: $116,000
How Virginia Beach compares
Virginia Beach, VA
$91,000
Cost of living: 2% below average
National Average
$95,000
Virginia Beach is $4,000 below
Risk Analyst salary by city
Salary by role in Virginia Beach
What you should know
The Risk Analyst landscape in Virginia Beach is not what most salary sites will tell you. Virginia Beach anchors the Hampton Roads region with a strong military presence, growing cybersecurity sector, and expanding tech corridor. Naval Station Norfolk drives significant defense contractor employment. The lower cost of living compared to Northern Virginia attracts remote workers and military-to-civilian transitions. Risk domain specialization and quantitative skill depth drive salary variance. Market risk and credit risk analysts at large banks earn 15 to 25% more than operational risk analysts. Proficiency in Python, R, SAS, and Monte Carlo simulation techniques separates higher-paid analysts from those using primarily spreadsheet-based approaches.
Junior risk analysts start at $62,000 to $78,000. Mid-level risk analysts earn $85,000 to $115,000. Senior risk analysts and team leads reach $115,000 to $150,000. Risk managers earn $140,000 to $190,000, with chief risk officers at large institutions commanding $250,000 to $500,000. In Virginia Beach, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Annual bonuses of 10 to 25% are standard, with banking sector risk analysts earning the highest variable pay. Total compensation at bulge bracket banks can reach $130,000 to $180,000 for mid-level analysts. Some firms offer deferred compensation tied to risk management outcomes. And on the tax side: virginia's flat 5.75% state income tax applies. Virginia Beach has no city income tax. The moderate rate combined with lower housing costs than Northern Virginia creates good take home pay. When someone quotes you $91,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Leverage military transition benefits. Hampton Roads employers value candidates with security clearances and military technical experience. The range for Risk Analysts in Virginia Beach runs from $69,000 to $120,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
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Common questions.
Risk Analyst salary in other cities
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