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  1. Home/
  2. Salaries/
  3. Director of Payments/
  4. Charlotte

Director of Payments.

Charlotte.

$270,000

median salary, 2% below the national average

$230,000 to $352,000. Last updated July 2026.

Close the job.

Get the job.

Data points to own the conversation.

Charlotte is 3% cheaper than the national average. For Director of Paymentss, that shakes out to a median of $270,000, with the full range spanning $230,000 to $352,000. Director of Payments compensation scales with team size under management, scope of organizational responsibility, and track record of hiring and retaining talent. Know the range before you walk in.

Salary range.

25th Percentile

$230,000

per year

Median

$270,000

per year

75th Percentile

$352,000

per year

Where do you fall?

$230,000$352,000

Salary by experience.

The gap between entry and lead level is typically $243,000. Where you land depends on years of experience and what you bring to the table.

Entry (0-2 yrs)

$176,000

to $216,000

Mid (3-5 yrs)

$230,000

to $284,000

Senior (6-9 yrs)

$297,000

to $351,000

Lead (10+ yrs)

$338,000

to $419,000

Salary trend.

+7% YoY
$206,000
2022
$220,000
2023
$236,000
2024
$252,000
2025
$270,000
2026

Total compensation.

Base salary is not the full picture. Equity, bonus, and signing can add $163,000 to the total package.

Base

$270,000

Equity

$86,000

Bonus

$55,000

Signing

$22,000

Estimated total: $433,000

How Charlotte compares.

Charlotte, NC

$270,000

Cost of living: 3% below average

National Average

$276,000

Charlotte is $6,000 below

Director of Payments salary by city.

Director of Payments salary comparison across 10 cities
CityMedianRangeCOLAdjusted
San Jose, CA$366,000$311,000 to $476,0001.38x$265,000
San Francisco, CA$365,000$311,000 to $475,0001.35x$270,000
Boston, MA$350,000$298,000 to $455,0001.22x$287,000
Seattle, WA$346,000$294,000 to $450,0001.24x$279,000
Washington DC, DC$345,000$294,000 to $449,0001.25x$276,000
Honolulu, HI$344,000$293,000 to $448,0001.30x$265,000
New York, NY$343,000$292,000 to $446,0001.28x$268,000
Los Angeles, CA$332,000$283,000 to $432,0001.18x$281,000
Anchorage, AK$321,000$274,000 to $418,0001.13x$284,000
Charlotte, NC$270,000$230,000 to $352,0000.97x$278,000

See all 81 cities for Director of Payments →

Salary by role in Charlotte.

Salary comparison by role in Charlotte
RoleMedianRange
Chief Security Officer$330,000$257,000 to $429,000
SVP of Engineering$324,000$275,000 to $421,000
SVP of Data$324,000$275,000 to $421,000
Director of Payments$270,000$230,000 to $352,000
Chief Risk Officer$270,000$210,000 to $351,000
Head of Risk$270,000$230,000 to $352,000
SVP of Customer Success$270,000$211,000 to $351,000
Chief Accounting Officer$270,000$211,000 to $351,000

What you should know.

Here is what the Director of Payments market actually looks like in Charlotte. Charlotte is the second largest banking center in the U.S. after New York, with Bank of America and Truist headquartered here. The city's financial services dominance creates strong demand for finance, tech, and operations professionals. Rapid population growth has expanded the tech sector, with fintech and enterprise software companies establishing offices. Director of Payments compensation scales with team size under management, scope of organizational responsibility, and track record of hiring and retaining talent. Equity is a major component at roughly 28% of base — candidates should weight stock grants as heavily as salary when comparing offers. At the leadership level, the scope of the organization under management ($10M budget vs $100M+) drives the largest compensation variance.

Director of Paymentss progress Manager → Senior Manager → Director → Senior Director → VP → SVP → C-suite over 12 to 20 years. Each step adds org scope roughly 3x (manage 6 → 20 → 60 → 200 → 500+ people). The biggest inflection is Director → VP, which requires demonstrated P&L responsibility. For Director of Paymentss specifically, the seniority anchor means roughly 12+ years of experience and demonstrated P&L or strategic leadership. In Charlotte, cost of living sits near the national average, so the numbers you see are roughly what you keep.

Base salary is not the full picture. Total compensation for Director of Paymentss runs roughly $333K at median when factoring base + equity (28% of base annually) + bonus (18% of base). Equity is the single largest non-base component — candidates should model vesting schedules (typically 4-year with 1-year cliff) and compare grant values across offers carefully. At management levels, variable compensation (bonus + LTIP) grows as a share of total — expect 30–50% variable at director and 50%+ variable at VP and above. And on the tax side: north Carolina has a flat 4.5% state income tax. Charlotte has no city income tax. The moderate rate combined with low living costs makes net compensation very attractive. When someone quotes you $270,000, ask what the total package looks like. The gap between base and total comp is where real money hides.

On negotiation: Benchmark against banking sector pay scales. Even non finance roles in Charlotte benefit from the high compensation standards set by major banks headquartered here. The range for Director of Paymentss in Charlotte runs from $230,000 to $352,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.

Sources: BLS OES, H-1B LCA (DOL), state pay-transparency job postings, and community submissions. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology

Interactive

Is your offer competitive?

Enter your Director of Payments offer to see where you stand in Charlotte.

$

25th

$230,000

Median

$270,000

75th

$352,000

Considering a related role?

  • A Senior Head of Design in Charlotte earns $271,000 (0% more)
  • The highest-paying role in Charlotte is Chief Security Officer at $330,000

Common questions.

In Charlotte, large enterprises typically pay Director of Paymentss 10 to 20% more in base salary than small companies, but startups often compensate with equity that can exceed base salary value. Total compensation for Director of Paymentss runs roughly $333K at median when factoring base + equity (28% of base annually) + bonus (18% of base). The $230,000 to $352,000 range reflects this entire spectrum.

Many Charlotte employers are shifting toward skills based hiring for Director of Payments positions. While a degree can accelerate your path to the median salary of $270,000, demonstrated experience, certifications, and a strong portfolio carry significant weight. Candidates without degrees may start closer to $230,000 but can reach the 75th percentile with three to five years of proven results.

Director of Payments compensation scales with team size under management, scope of organizational responsibility, and track record of hiring and retaining talent. Equity is a major component at roughly 28% of base — candidates should weight stock grants as heavily as salary when comparing offers. At the leadership level, the scope of the organization under management ($10M budget vs $100M+) drives the largest compensation variance. In Charlotte, these factors can push compensation from the 25th percentile of $230,000 to the 75th percentile of $352,000 or beyond.

Ask about equity structure, vesting schedule, annual bonus targets, 401(k) match, health insurance premiums, PTO policy, and remote flexibility. Total compensation for Director of Paymentss runs roughly $333K at median when factoring base + equity (28% of base annually) + bonus (18% of base). In Charlotte's market, these extras can add $67,500 or more on top of the base salary.

Relevant certifications can add 5 to 15% to a Director of Payments's base salary in Charlotte. Specifically, director of payments compensation scales with team size under management, scope of organizational responsibility, and track record of hiring and retaining talent. In a market where the range spans $230,000 to $352,000, certifications often bridge the gap between the 50th and 75th percentile.

Remote work has compressed geographic salary premiums for Director of Paymentss. Some Charlotte employers offer location adjusted pay, while others maintain local rates to attract in office talent. In Charlotte's moderate cost market, remote and local salaries are converging. The $230,000 to $352,000 range reflects both arrangements.

Director of Paymentss progress Manager → Senior Manager → Director → Senior Director → VP → SVP → C-suite over 12 to 20 years. Each step adds org scope roughly 3x (manage 6 → 20 → 60 → 200 → 500+ people). The biggest inflection is Director → VP, which requires demonstrated P&L responsibility. For Director of Paymentss specifically, the seniority anchor means roughly 12+ years of experience and demonstrated P&L or strategic leadership. In Charlotte, each step up the ladder is amplified by the local cost of living multiplier, which means senior roles pay proportionally more than in lower cost markets.

Director of Payments salary in other cities.

Boston$350,000
Birmingham$241,000
Boise$260,000
Baltimore$289,000
Chicago$284,000
Columbus$259,000

Other salaries in Charlotte.

Chief AI Officer$295,000
Chief Human Resources Officer$233,000
Chief Operating Officer$247,000
Chief Product Officer$267,000

Related salary pages

Jump to nearby roles and cities most relevant to Director of Paymentss in Charlotte.

  • Chief AI OfficerCharlotte, NC$295,000
  • Chief Human Resources OfficerCharlotte, NC$233,000
  • Director of PaymentsBoston, MA$350,000
  • Director of PaymentsBirmingham, AL$241,000
  • Chief AI OfficerBoston, MA$390,000
  • Chief Human Resources OfficerBirmingham, AL$208,000
  • Director of PaymentsBoise, ID$260,000
  • Chief Operating OfficerCharlotte, NC$247,000

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