Director of Risk.
Honolulu.
$370,000
median salary, 34% above the national average
$315,000 to $481,000. Last updated July 2026.
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Data points to own the conversation.
Honolulu is 30% more expensive than the national average. For Director of Risks, that shakes out to a median of $370,000, with the full range spanning $315,000 to $481,000. Director of Risk compensation scales with team size under management, scope of organizational responsibility, and track record of hiring and retaining talent. Know the range before you walk in.
Salary range.
Where do you fall?
Salary by experience.
The gap between entry and lead level is typically $333,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$241,000
to $296,000
Mid (3-5 yrs)
$315,000
to $389,000
Senior (6-9 yrs)
$407,000
to $481,000
Lead (10+ yrs)
$463,000
to $574,000
Salary trend.
+7% YoYTotal compensation.
Base salary is not the full picture. Equity, bonus, and signing can add $230,000 to the total package.
Base
$370,000
Equity
$122,000
Bonus
$78,000
Signing
$30,000
Estimated total: $600,000
How Honolulu compares.
Honolulu, HI
$370,000
Cost of living: 30% above average
National Average
$276,000
Honolulu is $94,000 above
Director of Risk salary by city.
Salary by role in Honolulu.
What you should know.
Here is what the Director of Risk market actually looks like in Honolulu. Honolulu's economy is driven by military spending, tourism, and healthcare. The extremely high cost of living means employers must pay significant premiums. Federal and defense contractor roles offer the highest salaries, while the growing renewable energy sector is creating new technology positions. Director of Risk compensation scales with team size under management, scope of organizational responsibility, and track record of hiring and retaining talent. Equity is a major component at roughly 28% of base — candidates should weight stock grants as heavily as salary when comparing offers. Within finance and business operations, licensure (CFA, CPA, FP&A) and industry (tech, banking, consulting) shift the compensation band by 20–40%.
Director of Risks progress Analyst → Manager → Senior Manager → Director → VP over 10 to 15 years in corporate finance, or Associate → VP → Director → MD in investment banking. Certifications (MBA, CFA) unlock specific transitions. For Director of Risks specifically, the seniority anchor means roughly 12+ years of experience and demonstrated P&L or strategic leadership. In Honolulu, those numbers run higher. The cost of living here is 30% above average, and employers adjust to compete.
Base salary is not the full picture. Total compensation for Director of Risks runs roughly $309K at median when factoring base + equity (28% of base annually) + bonus (18% of base). Equity is the single largest non-base component — candidates should model vesting schedules (typically 4-year with 1-year cliff) and compare grant values across offers carefully. In corporate finance and banking, bonus is a major component and can double the base in top-performing years (investment banking) or add 20–40% (corporate finance). And on the tax side: hawaii has the highest top state income tax rate in the nation at 11%. Honolulu has no city income tax, but the state burden combined with high living costs requires careful salary planning. When someone quotes you $370,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Negotiate housing allowances alongside salary. Honolulu employers, especially federal contractors, often provide COLA adjustments and housing stipends that significantly increase total compensation. The range for Director of Risks in Honolulu runs from $315,000 to $481,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: BLS OES, H-1B LCA (DOL), state pay-transparency job postings, and community submissions. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology
Considering a related role?
- A Senior Head of Product in Honolulu earns $371,000 (0% more)
- The highest-paying role in Honolulu is SVP of Product at $438,000
Common questions.
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