Financial Advisor.
Hartford.
$97,000
median salary, 10% above the national average
$68,000 to $138,000. Last updated April 2026.
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Data points to own the conversation.
Financial Advisor pay in Hartford ranges from $68,000 to $138,000 in 2026. The median is $97,000, 10% above the national average. Hartford is the insurance capital of the world, home to Aetna, The Hartford, and Travelers. Every dollar in that range is negotiable if you come prepared.
Salary range
Where do you fall?
Salary by experience
The gap between entry and lead level is typically $87,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$63,000
to $78,000
Mid (3-5 yrs)
$82,000
to $102,000
Senior (6-9 yrs)
$107,000
to $126,000
Lead (10+ yrs)
$121,000
to $150,000
Salary trend
+5% YoYTotal compensation
Base salary is not the full picture. Equity, bonus, and signing can add $23,000 to the total package.
Base
$97,000
Equity
$13,000
Bonus
$8,000
Signing
$2,000
Estimated total: $120,000
How Hartford compares
Hartford, CT
$97,000
Cost of living: 8% above average
National Average
$88,000
Hartford is $9,000 above
Financial Advisor salary by city
Salary by role in Hartford
What you should know
Before you negotiate a Financial Advisor offer in Hartford, understand the terrain. Hartford is the insurance capital of the world, home to Aetna, The Hartford, and Travelers. The city's financial services and defense sectors drive strong demand for actuarial, underwriting, and engineering talent. Proximity to New York and Boston creates a competitive salary environment. Assets under management (AUM) and client acquisition ability are the dominant pay factors. Advisors managing $50 million or more in AUM earn substantially more through fee-based compensation. The wirehouse versus independent RIA distinction matters: wirehouses offer higher base salaries, while independent advisors have higher long-term earnings potential.
Associate advisors earn $50,000 to $70,000 during training. Advisors with established books earn $80,000 to $130,000. Senior advisors managing $50 million or more in AUM reach $150,000 to $250,000. Partners and principals at RIA firms with large AUM can earn $300,000 to $1 million or more. In Hartford, cost of living sits near the national average, so the numbers you see are roughly what you keep.
Base salary is not the full picture. Fee-based advisors earn 0.5 to 1.5% of AUM annually, making a $100 million book worth $500,000 to $1.5 million in annual revenue before firm payout. Commission-based advisors earn front-end loads and trailing commissions. Production bonuses and retention bonuses add 10 to 30% at wirehouses. And on the tax side: connecticut's top income tax rate is 6.99%. Hartford has no city income tax, but the state rate is among the higher ones in the Northeast. When someone quotes you $97,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Highlight specialized insurance or actuarial credentials. Hartford employers pay national rates for niche financial expertise and struggle to compete with New York for top talent. The range for Financial Advisors in Hartford runs from $68,000 to $138,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: SEC filings, H-1B LCA (DOL), BLS OES, 50+ job posting platforms. COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified April 8, 2026. Full methodology
Considering a related role?
- A Marketing Manager in Hartford earns $98,000 (1% more)
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Common questions.
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