Social Worker.
Des Moines.
$62,000
median salary, 10% below the national average
$47,000 to $85,000. Last updated August 2026.
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Data points to own the conversation.
A Social Worker in Des Moines earns a median of $62,000 in 2026. That is 10% below the national average. The range runs from $47,000 to $85,000, and where you land depends on your experience, your skills, and how well you negotiate. Licensure level creates the starkest pay divisions, with LCSW holders earning 25 to 40% more than BSW-level workers. These figures are Orbyt estimates, computed rather than measured, and must not be cited as Bureau of Labor Statistics figures; the published BLS wage for the occupation this role maps to is shown separately on this page.
Salary range.
Where do you fall?
Orbyt estimate for Social Worker in Des Moines, modelled from national occupation wages adjusted for local cost of living. BLS does not publish this occupation for this metro area, so the national published benchmark is below.
Government benchmark for this occupation
The US Bureau of Labor Statistics reports a median annual wage of $71,900 for Social Workers, All Other (SOC 21-1029) across the United States, based on 62,930 employed workers (May 2025 release).
10th percentile
$43,620
25th percentile
$51,900
Median
$71,900
75th percentile
$97,040
90th percentile
$115,610
Workers surveyed
62,930
What BLS published in each release
May 2024 release
$69,480
May 2025 release
$71,900
These are two separate published estimates, not a time series. The Bureau of Labor Statistics does not encourage the use of OEWS data for time-series analysis. Differences between releases reflect changes in occupational classification, survey methodology, and the three-year pooled sample as well as any change in pay, so the two figures should not be read as a rate of wage growth.
BLS publishes wages by occupation code, not by job title, so this figure covers every role mapped to Social Workers, All Other (SOC 21-1029) rather than Social Workerspecifically. The national range at the top of this page is Orbyt’s role-level estimate, which is a different thing and is labelled as such.
View the BLS source for SOC 21-1029Salary by experience.
The gap between entry and lead level is typically $56,000. Where you land depends on years of experience and what you bring to the table.
Entry (0-2 yrs)
$40,000
to $50,000
Mid (3-5 yrs)
$53,000
to $65,000
Senior (6-9 yrs)
$68,000
to $81,000
Lead (10+ yrs)
$78,000
to $96,000
Total compensation.
Base salary is not the full picture. Equity, bonus, and signing can add $14,000 to the total package.
Base
$62,000
Equity
$8,000
Bonus
$5,000
Signing
$1,000
Estimated total: $76,000
How Des Moines compares.
Des Moines, IA
$62,000
Cost of living: 14% below average
National Average
$69,000
Des Moines is $7,000 below
Social Worker salary by city.
Salary by role in Des Moines.
What you should know.
The Social Worker landscape in Des Moines is not what most salary sites will tell you. Des Moines is a major insurance and financial services hub, home to Principal Financial, EMC Insurance, and a growing fintech community. The metro's extremely low cost of living and strong job market make it one of the best value cities for finance professionals. Tech employment is growing as insurtech companies expand. Licensure level creates the starkest pay divisions, with LCSW holders earning 25 to 40% more than BSW-level workers. Clinical social workers in private practice or healthcare settings significantly outearn child welfare and school social workers. Urban areas with higher costs of living generally offer better salaries but not always proportionally.
BSW-level social workers start at $40,000 to $45,000. Licensed MSWs earn $50,000 to $63,000 after three to five years. Clinical directors and program administrators reach $68,000 to $85,000, with private practice LCSWs earning $80,000 to $110,000 or more. In Des Moines, your dollars stretch further. Cost of living runs 14% below the national average, which means even a median salary buys a stronger lifestyle.
Base salary is not the full picture. Government and hospital social workers receive comprehensive benefits packages, pension contributions, and loan forgiveness eligibility through PSLF. Private practice LCSWs can earn substantially more through insurance billing but must cover their own benefits and overhead. And on the tax side: iowa has a flat 3.8% state income tax. Des Moines has no city income tax. The low tax rate and affordable housing create strong purchasing power. When someone quotes you $62,000, ask what the total package looks like. The gap between base and total comp is where real money hides.
On negotiation: Benchmark against national insurance industry pay scales. Des Moines insurance employers must compete with remote offers from larger metros and will often match. The range for Social Workers in Des Moines runs from $47,000 to $85,000. That is not a narrow window. Where you land inside it depends almost entirely on whether you negotiate and how well you prepare.
Sources: BLS OES, H-1B LCA (DOL). COL: BEA Regional Price Parities (2025). Data verified by Justin Bartak, Founder & Chief AI Officer. Last verified July 1, 2026. Full methodology
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Common questions.
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